Spring has sprung and your mom-to-be friend is ready to pop. You’re the BFF in charge of the shower and the soon-to-be mommy is all about a seasonal theme. Between the fresh florals, the fluttering butterflies, and a rainbow of pastels, you have the whole spring thing covered. But before going with a pink or blue cake or dozens of diaper-designed cupcakes, check out these fresh, spring-themed treats.
Spring Flower Lollipops
Who says that baby shower desserts have to fall under the cake or cupcake categories? These lollis scream spring and are totally different than anything your guests will expect. They taste sweet and floral (think lavender and hibiscus) and even have an edible flower inside. (via Sprinkle Bakes)
Two Melon Mousse
Bring the spring-time freshness in with this pastel dessert that uses honeydew and watermelon. Mousse is easy to serve and goes a step above the traditional shower fare. (via Raspberri Cupcakes)
Strawberry-Pistachio Semifreddo
Again, go with a pastel theme as you tackle the spring baby shower dessert menu. This pick is light, refreshing, and totally tasty. (via Brown Eyed Baker)
Butterfly Palmiers
These puff pastry cookies are the perfect shape for a spring shower. The adorable butterfly shape is super-sweet — literally. (via Baking Bites)
Lemon Blueberry Cake
This cake isn’t your regular ol’ baby shower cake, but it certainly fits the spring theme. It’s fresh, floral, and a dessert that the guest of honor will totally enjoy. (via Liv for Cake)
Almond Rhubarb Picnic Bars
A picnic says spring, and so do these bars. They’re perfectly pretty (using colorful rhubarb) and easy for the guests to pick up and carry around the party. In other words, no knife and fork needed! (via Smitten Kitchen)
Honey Lemon Curd
Forget about blue or pink. This yellow (read as gender neutral) lemon dessert will leave your guests guessing whether the mama-to-be is having a Jack or a Jill. It’s tart, tangy, and still somewhat sweet too. (via Cookie + Kate)
Rainbow Macarons
Spring showers bring… well, they bring rainbows. These colorful cookies have an icing rainbow, are completely cute, and super special. (via Aww Sam)
Sprinkle Ice Cream Pie
This amazingly awesome dessert comes with a rice cereal crust, is filled with ice cream, and has sprinkles on top. Seriously. It’s pretty. It’s spring-y. And it’s got a special sort of whimsy that everyone will get a kick out of. (via Rachel Cooks)
Lime & Mint Popsicles
Depending on the weather, a spring shower can get hot, hot, hot. Cool things down with these refreshing frozen treats. (via A Beautiful Mess)
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com
The opinions expressed in this commentary are those of the author and may not necessarily reflect those held by Kestra Investment Services, LLC or Kestra Advisory Services, LLC. This is for general information only and is not intended to provide specific investment advice or recommendations for any individual. It is suggested that you consult your financial professional, attorney, or tax advisor with regards to your individual situation. Comments concerning the past performance are not intended to be forward looking and should not be viewed as an indication of future results. Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. O'Keeffe Financial Partners and any other entity listed herein is not affiliated with Kestra IS or Kestra AS Investor Disclosures: https://bit.ly/KF-Disclosures