10 Must-Follow Nail Artists for Spooky Halloween Looks
With Halloween coming up, everyone is eager to find just the thing to get their creative juices flowing. Well, look no further. These 10 killer nail-art aficionados are just what you need to spark that much-needed creepy creativity. From faux-bloody tips to brain-oozing manis, we’ve gathered the best of the best nail artists and their Halloween-inspired nail art.
1. Nails by Kate: Whether she’s crafting creepy, marbled nails or cheerful candy corn, you can bet Kate will have all the design inspo you need this fall. Seriously, those may be the sickest fake blood designs we’ve ever seen. (via @_nailsbykate)
2. Makeup Withdrawal: Sacramento native Mimi went to school for cosmetology. Hence, her expertise in skincare, makeup, polish, perfume, you name it. Who knew brains could look good enough to eat? (via Makeup Withdrawl)
3. Alicia Torello: We’re totally obsessed with Torello’s lunar phase nails. This manicurist’s attention to detail landed her art in magazines such as Vogue, Vogue Italia, Vogue Paris, W, Harper’s Bazaar, Numéro and 032C. (via aliciatnails)
4. 10 Blank Canvases: Jacks and fangs and brains, oh my! This London-based nail art blogger discovered her knack for nail art in 2011 and continues to wow us with each and every design. (via 10 Blank Canvases)
5. Luna Loves Chocolate: We’ve definitely got our eyes on this young blogger who’s making quite a name for herself with her creative and cutting-edge designs. With an array of Halloween-inspired sets to choose from, we had a little trouble choosing our favorite! (via lunaloveschocolate)
6. BritNails: We franken-love this monster-inspired set. Liverpool-based nail artist Allie has been turning heads with her creative and quirky nail art. PS: the “Brit” is short for British. Yeah, we got a little excited for a moment too! (via BritNails)
7. Cutepolish: Former school teacher turned nail blogger Crystal Ball currently resides in Ontario, Canada, where she teaches nail art to her 18 million+ Instagram and YouTube fans. If her versatile and impressive nail art wasn’t already enough, we also love her sweet and preppy teaching style. (via cutepolish)
8. Adventures in Acetone: Jacki, a mother of two, finds inspiration for her nail art from her kids’ favorite characters, TV shows, fashion, animals, patterns and more. Perfect for Dr. Seuss and Doctor Who fans, her blog is definitely one you’ll want to check out. (via Adventures in Acetone)
9. Petitepeinture: Run by Seattlelites Rathy Yan and Daisy Geng, both senior designers at interactive digital agencies, this nail blog is notable for its clean, crisp designs. We’re really digging their Nightmare Before Christmas-inspired set, and we’re pretty sure Tim Burton would too. (via petitepeinture)
10. The Nail Trail: We can’t stop staring at this adorably spooky set of eyes. But, then again, we can’t stop staring at any of Hannah Weir’s nail art! The self-taught nail artist hopes to inspire others to be creative and confident by sharing her craft with fans on YouTube. (via thenailtrail)
Which of these nail looks were your favorite? Let us know which blogger you’ll be following next in the comments below!
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com