You probably aren鈥檛 using your iPhone to its full potential. If you recently upgraded to the iPhone 7, you鈥檙e probably busy playing around with all the phone鈥檚 new features. But, did you know that your iPhone can help you lighten your load?聽If you鈥檙e a fan of carrying less, you should consider聽Apple Pay聽and leave your wallet at home.

Woman making contactless payment with smartphone

The feature has been around for over two years, but it鈥檚 still relatively unknown and little-used. To set it up, go to your phone鈥檚 Wallet App and press the plus button. Use your phone鈥檚 camera to scan the details of your card and it will automatically add. Bada bing, bada boom, that鈥檚 it. (If you have an Apple Watch, you can sync that up so you don鈥檛 even have to get your phone out to pay for things.)

Now, when you鈥檙e at a store that accepts Apple Pay, place your phone near that scanner thing and place your finger on the home button. Your card information should appear right away and your phone will send it over to the shop鈥檚 card reader. Done. Easy. That鈥檚 it.

But, of course, there鈥檚 no perfect system. Here鈥檚 what we recommend security-wise for Apple Pay users: Basically, you don鈥檛 need to worry too much about hackers stealing your card information from your transaction. Every time you pay for something, your card information is sent via a different proxy account. Plus, your phone will only allow your Apple Pay account to be used if your fingerprint is on the touch pad.

But if someone somehow gets ahold of your card鈥檚 information and links it up to their device, they can spend your money.聽In that regard, Apple Pay is just like a regular credit card. Just because it鈥檚 high-tech, doesn鈥檛 mean it鈥檚 any more safe from certain types of hacking. Just keep an eye on your card and your bank account, and you should be absolutely fine.

How else are you paying for your stuff? Let us know @BritandCo!

(Photo via Getty)