Amy Schumer’s 5-Minute Messy Braid Is Perfect Back-to-School Hair Inspo
Whether we’re actually heading back to school this fall or not, as soon as the season hits (like right around now!), we’re always filled up with a desire to start fresh all aspects of our lives, including with our hair. For that, we tend to look to what our favorite celebs are doing with their locks, and this time around, it was actress and comedian Amy Schumer who was dishing out the inspo with her super sassy and simple messy side braid she wore while promoting Trainwreck in Switzerland this past weekend. It’s worth noting that this isn’t the first time we’ve seen Amy rock this tousled look: She loved it so much she rocked the same exact hair style last month for the Trainwreck Sydney premiere. Thank you Amy, for not only showing us gals how to step up our braid games, but for being bold enough to actually wear it twice!
Regardless if your hair is wavy or straight, go ahead and give it a little flat iron love. Once your hair is pretty pin straight, spray on a texturizing spray like Sea + Herbs + Oils Bath Sea + Salt Hair Mist in Coconut + Vanilla ($14) — seriously, it’s one of the best sea salt sprays I have ever used. It will help add texture and make your hair stay in place, and the smell… OH the smell! YUM!
Amy’s braid is parted over toward the right side, but you can go whichever way works for you as long as your part is way off to either side. Then, take small sections of hair from the combed-over side of your hair and gently backcomb with a rat tail comb to create volume.
Step 1: Prep Hair
Step 2: Heavy Side Part + Backcomb
Lightly comb over the outer layer of hair to smooth down the top section and then pin your hair in place by cross pinning with bobby pins. This should give you a sort of side bouffant silhouette.
Step 3: Smooth Down + Pin
A Dutch braid is just braiding in the reverse — instead of crossing the hair up and over, you will cross the hair back and under to create your braid. Keep your braid loose so you can separate the strands around the top of your head in the next step.
Gently pull your braid apart to create a loose finish on the plait and a remove some hairs from the top of your braid to finish off the messy vibe.
Step 4: Loose Dutch Braid
Step 5: Elastic + Separate
Anyone can rock this hairstyle! Even you short-haired gals. Just grab some clip-in hair extensions from your local beauty supply store to throw in.
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com