Poolside lounging, beach bummin鈥 and hangin鈥 on the dock 鈥 let鈥檚 just say your summer is shaping up to be the perfect opportunity to show off that new jaw-dropping monokini聽and ah-mazing lineup of warm-weather essentials 鈥 chic sandals, a beach-ready tote bag and colorful sunnies. The only thing missing is a show-stopping cover-up. Because let鈥檚 be honest 鈥 a flawless beach-to-street transition is just as necessary as a killer seaside ensemble. Here, we鈥檝e curated a list of on-point options that will keep your #OOTD on top of its game, whether you鈥檙e hitting the beach or pounding the pavement in the urban jungle.


1. J.Crew Tunic in Mosaic Floral ($78):聽Beyond beach towels and sunscreen, every stint at the beach needs four things: a sick swimsuit, statement shades, an Insta-ready straw tote and this breezy mosaic tunic. The only thing missing? A can鈥檛-put-it-down read.


2.聽Akasa Pom Pom Maxi Beach Dress ($36):聽We want ALL the pom-poms!!聽Pull out all the stops for beach-day shenanigans by pairing this playful number with pom-pom-flecked gladiators and a bright beach bag. Too much color? Not even a thing.


3. Free People聽Maui Babe Printed Kimono ($58):聽Every beach goddess needs a glam kimono in her seaside arsenal, and this tassel-trimmed number is it. Sashay your way onto the sand with metallic slides and a plunge one-piece that鈥檒l make jaws drop.


4. Parker Antigua Coverup ($198):聽This flirty eyelet frock makes a serious argument for covering up. Take it beyond the beach with embellished slides and tassel ear jackets for a late afternoon ap茅ro overlooking the water.


5. Zara Striped Mini Dress ($50):聽What鈥檚 a day at the beach without a bit of crochet action? Channel your inner 鈥70s style goddess with a knitted cover-up any It girl would love. Round sunnies and lace-up one-piece (unfortunately) not included.


6. Urban Outfitters聽Only Natural Hooded聽Kimono ($79): And swoon. This hooded kimono must have been聽designed with lazy girls in mind 鈥 it鈥檚 downright snuggly with just the right amount of cool factor, so you can kick back and relax while still bringing your A game, whether you鈥檙e lounging by the pool or hanging on the shoreline.


7.聽PilyQ Romance Tie Dye Cover Up ($154):聽A cover-up this standout was meant to be shown off, so don鈥檛 be surprised if you find yourself searching for any excuse to whip it out. Counter the bold neon hues with a bright white two-piece and Birkenstocks, then throw in a pair of gilded cat-eye shades for a bit of extra glam factor.


8. J.Crew Cropped Cotton Tunic ($78): Whether you鈥檙e sailing around Cinque Terre or heading to the family lake house, this is the cover-up you need on standby.聽After drying off on deck, pop it on as you cruise the coastline and sip on chilled Chardonnay like the girl boss you are.


9. Subtle Luxury Suncatcher Kimono ($98):聽When you have a scene-stealing topper like this one, quarantining it to the closet on non-beach days is a straight-up sartorial crime. Make it do a little double duty by styling it alongside distressed white denim, a silk cami and a layered necklace for brunch dates or laid-back backyard bashes.


10. Loft Beach Striped Off the Shoulder Dress ($80): Whether by land or by sea, don鈥檛 leave the house without this flirty off-the-shoulder number by your side. For a look that will take you from the pool to drinks on the patio, toss it on with lace-up sandals, a statement ear crawler and a swipe of tinted lip balm.


11.聽ASOS V Neck Corded Lace Button Front Smock Beach Dress ($46): Send the good vibes into overdrive with a flouncy yellow frock that would straight-up slay with espadrille wedges and a statement聽summer tote. Be it at the beach or on the boardwalk, the easy-breezy silhouette and flirtatious bell sleeves pack major聽#OOTD factor.


12. Free People聽Spellbound Tie Dye Kimono聽($58): Psychedelic festival accessory or poolside essential 鈥 you get to decide. Go all-out hippie chic for a date on聽the shoreline with prism shades and a crocheted swimsuit, or take the groovy topper down a more minimalist route for a rooftop soiree, tossing it over a ribbed midi dress, flatform sandals and a modern聽cuff and clutch.


13. Mara Hoffman Embroidered Caftan ($247): Cue the wide-brim hats and stunner shades 鈥 this anything-but-average caftan is ready to turn heads left and right. Between the off-the-shoulder silhouette and high neckline 鈥 two of this season鈥檚 biggest trends 鈥 it鈥檒l keep your聽style on lock all summer long.


14. Topshop Patched Lace Caftan ($60): Let your style sensibilities fall by the wayside? Not a chance! This ladylike lace caftan keeps it classy as you kick back with your toes in the sand. Who doesn鈥檛 love floral lace and instant throwback appeal? For extra style cred, take along a structured beach tote and wood-sole slides.


15.聽Melissa McCarthy聽Seven7 Plus Floral Fringe Kimono ($118):聽The icing on an already ah-mazing waterfront ensemble? This floral fringe kimono right here. Bust it out with a red hot bikini and glitzy body chain for a show-stopping look that will send the double taps through the roof.


16.聽Topshop Coverup Romper ($52):聽Unleash your wild side this summer with zebra-inspired stripes on a throw-on-and-go romper, complete with a jaw-dropping plunge neckline. For a streamlined look, layer it over a halter one-piece with an open back, or team it with a vibrant bandeau bikini for a pop of unexpected color.


17.聽Out from Under High Neck Fringe Cover-Up ($59): Boho babes, eat your hearts out! Swingy fringe and a dramatic open back make this halter dress one you鈥檒l want to add to your off-duty lineup聽stat.聽The perfect partner to windswept tresses and slingback sandals, it鈥檚 an effortless piece聽that never disappoints.


18. H&M Patterned Kaftan ($35): Weekends in the Hamptons and glamorous seaside escapades聽call for a sophisticated cover-up with a touch of bohemian flair. This flowy maxi number checks all the boxes and then some. Take it聽there with strappy gilded sandals and a metallic belt.


19.聽Milly Honeycomb Mesh Mauritius Cover Up ($255): You can鈥檛 mesh with killer style (see what we did there?).聽Play off聽this honeycomb coverup鈥檚 athleisure vibes with a sporty suit (the brighter, the better), slides and a sassy baseball cap for an aquatic ensemble that straight-up slays.


20. Mango Printed Dress ($50):聽When you鈥檙e not sidling up to the main stage, you can be found chillaxin鈥 like a boss on the beach 鈥 floppy straw hat, SPF and all. Keep those festival vibes alive even when you鈥檙e not swaying to the beat with this tie-front frock that was practically made for crochet bikinis and metallic Birkenstocks.


21.聽Lepel Riviera Tie Dye Beach Caftan ($52):聽Pass up the chance to step out in tie-dye? Never! Usher in lazy summer days with a free-wheelin鈥 caftan that would do any cool-girl-in-training proud. Fedoras and minimalist ankle bracelets strongly encouraged.


22.聽Nasty Gal x Lee + Lani The Sway Cutout Cover-Up ($240): Cut. It. Out.聽Earn best-dressed status the second you set聽foot on the sand in this ethereal outer layer and a dramatic floppy hat. Bonus points for a Jane Birkin-approved basket and huarache sandals.


23.聽Topshop Wrap Halter Cover-Up Dress ($58):聽A beach day look that slays is as easy as tossing on this sassy halter dress. From soaking up the sun to sippin鈥 on fruity umbrella drinks, it has you covered in every sense of the word.


24. Mikoh Biarritz Maxi Dress ($142):聽A stint in the south of France may not be in the cards, but this effortless maxi will have you dreaming of lavender fields, chilled ros茅 and sandy Mediterranean beaches dotted with picturesque buildings. Swoon.


25. Lemlem Hali Flutter Cover-Up ($210):聽Who doesn鈥檛 love a piece with a backstory? This bright cover-up was handwoven by artisans in Ethiopia, and a portion of the proceeds goes to the Liya Kebede Foundation to provide better healthcare to women in Africa.

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