14 Chokers That Won’t Make You Look Like a ’90s It Girl
Okay, not saying that it wouldn’t be rad to look like Liv Tyler a la Empire Records (as if!), but we’re willing to bet that those tattoo chokers you bought from Delia’s way back when look about as dated no as sexy Rexy did on screen in 1995. On the other hand, these 14 chokers were all designed with the modern style maven in mind. Sure, it may sound like a daring comeback trend to tackle, but we promise this batch is cool, colorful, and cropped to chic perfection.
1. Kenneth Jay Lane Choker Necklace ($288): Tiny turquoise-hued beads add a perfect color contrast to this gold plated choker necklace. It would look stunning peaking under a buttoned up white collar.
2. AOKO SU Neck Cuff Necklace ($300): This tiered cuff necklace is beyond gorgeous. Even though its design is clean and minimal, the stacked style makes it ultra eye-catching. Way worth the splurge.
3. Asos Tassel Choker Necklace ($34): We have to admit, those canary yellow tassels realed us in, but the more we look at this choker, the more we totally want it. Since the base of the necklace is a knotted cord, this choker isn’t at all stiff, so the gold-toned tile beads fall naturally on your neckline. Swoon-worthy indeed.
4. Roseanna Pink Textured Tie Choker Necklace ($17): A knotted, hot pink mesh choker? We’re obsessed, and also completely bummed: this choker doesn’t ship to the US! Looks like we’ve got some DIY-ing to do…
5. Thanks Collar ($330): Made of solid sterling silver, this simple choker necklace will remain a relevant accessory way longer than most other trendy trinkets. We can’t think of an occasion in which you can’t rock this stunning piece.
6. Mother of Pearl Choker Necklace ($38): With iridescent, pearl-style panels and a soft scalloped edge, this might just be the choker we’ve been dreaming of. Laying low(er) on the neckline, it’s a go-to accessory for amping up your everyday outfit.
7. Majes Necklace ($45): We’re totally taken with the way the blue faux-leather is woven through a labyrinth of winding chain. This number is totally adjustable, so you can rock it choker-length one day or extend its chain the next—worn either way, it’s a winner.
8. Triangle Charm Choker Necklace ($25): We couldn’t write a choker roundup without going just a little goth :) The polished curved bars keep this necklace chic, while the triangle pendant is right on trend.
9. Asos Fine Seedbead Choker Necklace ($11): This layered seed bead choker is all kinds of cute. We’re smitten with the mix of orange and gold, though Asos sells this delicate piece in yellow and black, too.
10. Aurelie Bidermann Braided Silk Gold Necklace ($618): While we’re truly taken with this beautiful braided choker necklace (that mix of green, gold, and teal thread is right on!), we can in no way shovel out that much dough (yowza!). Good thing you can totally make your own copycat choker with our braided chain Brit Kit for just $25!
11. AOKO SU Lash Collar Necklace ($200): One word: YES. This super minimal goldtone collar is one serious head turner.
12. Priscilla Necklace ($448): Ohh! Pops of bright blue crystals and a bold geometric pendant, all on one shiny gold plated chain: this might be the prettiest choker we’ve seen yet.
13. Septum Collar ($90): We bet you didn’t know you needed a septum choker in your life, huh? Spiked ends give it some edge, while a rose gold finish keeps it feminine.
14. Peppercotton Princess Choker ($480): We just couldn’t pass up the wild mix of colors on this mesh and vintage crystal choker, complete with a contrast micro bib collar. Rave on!
What are your thoughts on the choker comeback? Are you happy to see ’90s trends rearing their rad heads in modern fashion? Tell us in the comments below.
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com