20 Layered Styles for Every Hair Length
Most of us have had a layered haircut at least once in our lives, from the good to the bad to The Rachel. Layers are our go-to request when we want to switch things up without going full-on rainbow hair. Before you book your next salon appointment, nail down the ‘do that’ll serve your lifestyle and the length of your hair the best. If your pixie needs a pick-me-up or you’re looking to put a bounce into that bob, we’ve got 20 layered haircuts to guide you through just about any length.
1. Jagged Layers: Add some oomph to your long hairstyle with some choppy layers cut into the ends of your mane. This subtle cut is perfect for giving extra dimension to a style that’s prone to falling flat. (via Brit + Co)
2. Long Layers: For a sleek and sexy look, start your long layers at the collar bone. The length of these strands will add visual interest to a longer cut, while also elongating your face. (via @hapatime)
3. Face-Framing Layers: If you’re aiming for that just-woke-up-like-this look on a daily basis, these short layers, starting at the cheekbone, are the *best” style to rock with some seriously tousled locks. (via @neatlooks)
4. Waterfall Layers: Whoever said “don’t go chasing waterfalls” (TLC, duh!) clearly never saw this ethereal ‘do. This look works best with curled or blown-out waves to highlight the cascade effect of the layers. (via @lovecouturela)
5. Chin-Length Layers: Put a spring in your step — well, more like bounce in your hair. Give your tresses some extra body with side-swept layers concentrated up near your pretty face. (via @neatlooks)
Layered Haircuts for Medium Hair
6. Long Layers: Rocking layers doesn’t always have to be so dramatic. Keep things simple and sweet with long layers cut into your medium-length ‘do. (via Brit + Co)
7. Boho Layers: Break out the peace sign and throw on some tie dye for this ’60s-inspired look. These long messy layers, complete with bangs, are great for giving your hair that bohemian mystique. (via @carlasalle)
8. Jagged Layers: For a playful and spunky layered cut, add some jagged layers starting at your chin. This modern look is perfect for girls with thinner hair. (via @mediumhairstyles)
9. Textured Layers: Give your hair a more lived-in feel with some textured layers. This cut is all about removing excess bulk, leaving you with a clean-yet-undone look. (via @theresafrancine)
10. Chin-Length Layers: Bring a touch of romance to your next layered cut. The softness of these layers adds elegance to an already pretty look, while the chin-level layers help to elongate your face, making it a great choice for ladies with round face shapes. (via @msliine)
Layered Haircuts for Short Hair
11. Minimal Layers: Keep things chic and sultry with this minimalist ‘do. The low-maintenance look can be styled in minutes flat, and will give your hair effortless movement. (via Brit + Co)
12. Shaggy Bob: Keep things low-key with this sweet and short ‘do. These choppy layers are just the ticket for no-fuss style on a day-to-day basis. (via @taylorlashae)
13. Face-Framing Layers: Pump up the volume! Start your layers around your face to give your short cut some extra body. (via @raezz)
14. Asymmetrical Layer: Going for a Jennifer Lawrence-inspired bob? Add some light layers to your asymmetrical cut to give your short style a boost of feminine charm. (via @wideeyedlegless)
15. Short Layers: Still obsessing over those ’90s short layers? Bring this retro ‘do into 2016 by keeping the face-framing layers but wearing them on the straighter side. (via @lisalovesbalayage)
Layered Haircuts for Pixie Cuts
16. Long Pixie: Pixie cuts don’t always translate into bangs. Give your short cut a rocker edge with long, face-framing layers. (via Brit + Co)
17. Short Layers: Ahh, the dream: a super chic hairstyle requiring minimal effort. These seriously short layers are great for sporting some adorable bedhead (real or fake!). (via @khimandi)
18. Classic Layered Pixie: Going for a daintier-looking pixie? Give the short style some long, side-swept bangs for a softer appeal. (via @jetson_zero)
19. Choppy Pixie: Epitomize what it means to have a cool-girl cut with this deceivingly easy style. A choppy pixie is the go-to cut for lazy girls and trendsetters alike. (via @thecutlife)
20. Undercut Layers: Our obsession with shaved hairstyles knows no bounds. Give your shaved ‘do an extra dose of texture with this layered undercut style. (via @khimandi)
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Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com