6 Shoppable Dresses to Copy Kate Middleton’s *New* Look
The foundation of Kate Middleton’s globally admired style has always been expertly tailored ladylike pieces perfectly suited for stately appointments — and for the non royals among us, served as ample inspiration for our 9-to-5 wear. But lately those prim and proper clothes have been resigned to closets and hat boxes. As InStyle UK reposts, Kate has been sporting trendier looks these days, and all thanks to the influence of her newly hired stylist. It appears the 27-year old Natasha Archer, who was promoted to the sartorially-focused role after serving as Kate’s assistant, has persuaded the Duchess to take more style risks, which so far have included an intricately cutout dress (that would be downright edgy save the bow belt) and a mint high-low hemmed gown — nothing that would signal a complete image overhaul, but certainly the least buttoned up we’ve seen the duchess look since that fashion show.
When it comes to Kate’s new look, the verdict is in: *we’re* all for the wardrobe refresh, especially if that means more daring silhouettes, (slightly) higher hemlines and bolder colors — after all, Kate is only 32-years-old — and so from now on, we’re hoping to see more of the same fashion-forward looks on the mom-to-be, no matter how big the bump gets. Could these six dresses find their way to Kate next? We’d love to see them make the cut, even if they’re not 100% Queen approved.
1. ASOS Rib Stepped Hem Dress With Zipper Detail($57): Between the full-coverage neckline and structured bodice, this burgundy dress seems like it has the markings of classic Kate. And then you get to the hemline, which is not only higher than her go-to midi length, but also has an envelope slit that makes the hem shoot thigh high. It might be the most subtle way to wear the risky trend.
2. H&M Long Sleeved Lace Dress ($70): Here’s a take on the high-low hem that’s even more fashion forward. The uniquely draped skirt adds volume to all the right places, especially flowing from the lace top that hugs all over while providing smart coverage. We can see Kate wearing in a heartbeat with a more pared down style of riding boot.
3. McQ Alexander McQueen Drape Top Plaid Dress ($825): We’re used to seeing Kate in plaid, but nothing as statement making as this McQ masterpiece. If there’s any mixed pattern we know the Duchess could pull of, it’s tartan. The asymmetric top just adds to the all-over mystique of this strangely beautiful royal splurge.
4. Topshop Elastic Cut-Out Bodycon Dress ($75): Classic and current elements are perfectly balanced on this strappy pencil dress. We see it on Kate under a Chanel jacket and paired with sheer black tights while her toned stomach just flashes through that demure central keyhole.
5. ASOS Maternity Exclusive Skater Dress With Lace Pleated Skirt ($86): “No matter how big the bump gets…” remember? This skater dress has all the familiar ladylike qualities that would help Kate feel comfortable in her own skin — a flared silhouette, structured fabrics and pop of pink — while introducing some more daring-for-her elements like the sheer factor and all that black.
6. Reformation Felice Jumpsuit ($258): This is where we want post-baby Kate to be, sartorially speaking: in a jumpsuit, working it. But not just in any onesie, in this ultra feminine Reformation number that’s breezy and figure flattering (how could she resist a bow-tied waistband?) and comes in an insanely luxe pattern. Could this be christening outfit material? We hope so.
What do you think of Kate’s new style? Love it? Want to see more? Or already missing the derby hats? Tell us in the comments below.
(Photos via The Cut)
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com