
Contrary to popular belief, fall is a time of new beginnings — and what better way to start this season fresh than with a hair change? Whether it’s a new cut, style or color, there’s something about crisper weather and nubby knits that make us want to go big or go home when it comes to our tresses. So if you’re thinking of hopping on the fall hair trend bandwagon, maybe it’s time to consider a dramatic hue that always reigns supreme. That’s right — we’re talking about purple hair. From light lavender to rich plums, purple is having a moment. Here are 15 purple ‘dos to get you excited for fall hair.
1. Electric Violet: Time for a huge change? Why not chop it all off and go for a vibrant, electric violet pixie? Less hair to style and more room to shine for all of your necklaces and earrings.
2. Multi-Hued Coils: We’ve all heard the saying: The bigger the hair, the harder they stare. Give them something fantastic to look at with curls in varying shades of purple. Every glance in the mirror will be mesmerizing.
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3. Purple Ombre: Switch it up with an ombre that flows from royal purple to the palest of pinks. This look is just as amazing loose and wavy as it is in an ultra-high ponytail.
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4. Deep Violet Under Color: Give them just a hint of plum with an under color that peeks out whenever you give a flirty hair flip. Get the best of both worlds when you style this color in an anything-but-ordinary updo.
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5. Frosty Purple: This frosty lavender ‘do is the stuff of unicorn dreams. Icy white locks provide the perfect contrast to bright purple highlights in a casual half-up braid. This is how you upgrade lazy-girl hair!
View this post on Instagram🌼🌻🌸 . . . Lipstick is 'Lolita' from @katvondbeauty
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6. Fuchsia Waves: Fall is all about deeper hues of burgundy, blue and, of course, purple. Though we love autumnal tones, sometimes you want a jolt of saturated color to usher in the new season. Opt for something a little brighter on the spectrum with this lively tone of fuchsia.
7. Deep Purple: These dark grape locks are sheer perfection. The hue is so luxurious, with just the right mix of brunette hair peeking through. Talk about next-level hair mastery.
View this post on Instagram✨💜✨ If I was a mermaid... Or Shana Elmsford! Lol #jemthemovie
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8. Acid Bright Curls: When it comes to color, you should never be afraid to make a statement. And nothing says statement-making style quite like acid bright purple ringlets that are as stunning as they are voluminous. You too can cop this style with some time and the right colorist.
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9. Two Tone Purple: This style is giving us major Harley Quinn vibes with the double dose of color. Just remember — when you’re over one shade, just part your hair differently to let the other hue dominate.
10. Lilac: Channel your inner Mother of Dragons with this pale lilac hair that is the perfect match for a long, flowing thick braid. Is it just us, or do braids in autumn just feel so right?
11. Purple Lob: How awesome is this chin-length purple ‘do? From the soft curls to the subtle gradient, this shorter style is major hair goals.
View this post on InstagramAnd then this switch fringe bob happened... #dope
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12. Smokey Lavender: While the clothes, leaves and sky get darker with the changing season, your hair doesn’t have to. Go for a smokey lavender highlighted with an iridescent blue to bring to mind fall sunsets.
13. Bowl Cut With an Edge: This cut and color job is oh-so perfect for fall. Capture all the hues of the changing leaves — plus a hint of purple — in a cut that is beyond edgy.
14. Razor-Sharp Lob: The only thing sharper than the cut of this lob is the vivid violet hue. It’s perfect for transitioning to your darker (read: all-black-everything) wardrobe.
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15. Fall Rainbow: Go full-on autumn with your highlights by adding all the colors of the season, plus a dash of the royal color for good measure. Leave your roots as-is for a subtler effect.
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Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com
The opinions expressed in this commentary are those of the author and may not necessarily reflect those held by Kestra Investment Services, LLC or Kestra Advisory Services, LLC. This is for general information only and is not intended to provide specific investment advice or recommendations for any individual. It is suggested that you consult your financial professional, attorney, or tax advisor with regards to your individual situation. Comments concerning the past performance are not intended to be forward looking and should not be viewed as an indication of future results. Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. O'Keeffe Financial Partners and any other entity listed herein is not affiliated with Kestra IS or Kestra AS Investor Disclosures: https://bit.ly/KF-Disclosures