14 Apps to Help You Become Way, Way More Stylish
Whether or not you consider yourself a fashionista, you probably know it can be daunting to take on the world of fashion. Today, we’ve rounded up 14 of the best apps and websites to help you take it step-by-step. Plus, it’s almost spring, the perfect time for you to do some self-cleaning to unearth a fresh, new, uber-stylish you!
First off, get inspired: Take to the streets and see what real people wear.
1. Pose: On the web, Facebook, and a mobile app, Pose is a great resource for street style. When you start off, you set up a style profile to help customize your feed. Not only can you browse other users’ uploaded photos, but you can also directly shop a look or add it to your own personal scrapbook of looks. What’s even better is that you can search by category, so if you’re looking for a specific look, it’s easy to find! Great for “workwear” or “summer wedding” conundrums. (Free, iPhone and Android)
8. POPSUGAR Shopping: For those who are already immersed in the Sugar network, Popsugar Shopping (formerly ShopStyle) is my FAVORITE resource for shopping. Not only do they have a huge inventory of items to shop for in all categories, but they also alert you when items are on sale! For items you love, sign up for the email alert, and you’ll get an email when it goes on sale.
9. Threadflip: Threadflip is a site that lets you sell all of your “pre-loved” clothes for other women to buy. It’s basically like a massive designer consignment store online. And though it sounds like Ebay, I can guarantee you it looks and feels NOTHING like it. (Full disclosure: I’m both an advisor and an avid user.) The styles you’ll find on Threadflip are incredibly high fashion and the quality of the pre-worn items is extremely high. Plus, you can snag some insane deals! I recently picked up many of the articles above, plus some Tory Burch loafers for $40. Um, awesome.
10. DailyLook: Oh man, this site is dangerous. Every day, there are a handful of “looks” that are put together and super steeply discounted, flash sales style. They bundle them all together to show how to wear each product, making you want to add them all to your cart. It’s very, very addicting (in the best of ways).
11. Rent the Runway: We’ve written about this one time and time again, but are still obsessed. Rent the Runway lets you rent amazingly beautiful designer gowns and jewelry for a fraction of the cost. The dresses show up the day before your event (in two sizes, so that you know one will fit) and you simply drop it back in its envelope and then into the mail as soon as you’re done with it. Just like Netflix! I used RTR for several dresses and accessories this past year. It’s way more reasonable to rent a designer gown knowing how few times you’ll wear it. Plus, no more closet clutter!
Hi, I'm Brit, the founder and CEO of Brit + Co. I'm a young mom of two, tech nerd and design-inclined lady who has a zillion hobbies and curious about... just about everything! My mission from the beginning has been to unlock women's creativity and courage to try new things so that they can find the path to their true passions.
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com