The Best Workout According to Your Zodiac Sign
With only one month left of 2015, it’s almost time to make good on our New Year’s resolution to keep fit. In addition to following a dozen fitness bloggers and getting our workout gear just right, we’re putting together a workout routine that will get us ready for holiday parties in no time. Not sure whether you’re a Zumba dancer or a P90X junkie? Don’t fret — these 12 workouts are specially catered to your Zodiac sign.
1. At Home With Jillian Michaels: Aries are fiercely independent and feel most confident working out alone. Jillian Michaels, celebrity fitness coach from The Biggest Loser, can definitely keep you motivated through your laptop screen (have you seen her Biggest Loser workouts?!) while tackling problem areas specific to your own body.
2. P90X: A Taurus has a “never give up attitude, which is exactly what you’ll need for this high-intensity workout.” Praised by celebrities like Ashton Kutcher and Pink, it’s a total body workout that includes just about every workout you’ve ever loved: resistance, body-weight training, cardio, plyometrics, ab work, martial arts and yoga.
3. Zumba: Grab some Gemini friends and get dancing. This sweat-friendly workout, created by celebrity fitness trainer “Beto” Perez, will have you burning calories without even realizing it. It’s sure to satisfy any Gemini’s need to socialize with a fast-paced and fun workout.
4. Pure Barre: Cancers are a bit of a wildcard sign — when it comes to a workout, they want something that tests their strength but also something relaxing and meditative. Pure Barre tackles both of these requirements and more with their low-impact, no-dance-experience-required classes designed to challenge beginners and novice fitness gurus alike. Just don’t forget to bring socks!
5. Weight Lifting: Leos crave power, and that’s exactly what weight training is all about. Whether your goal is strength, weight loss, lean muscle gain or just overall fitness, weight training can help improve just about every aspect of your physical health.
6. Tai Chi: Virgos tend to be in the mind, and require a workout that combines both physical and mental strength. Tai Chi is an ancient practice with origins in the Chen Village. Combining historic martial arts and meditative training, this ancient tradition is perfect for the modern Virgo gal.
7. Full Gym Circuit: Libras crave balance in life and in their exercise routine. Therefore, their exercise regimen needs to focus on all parts of their body equally. Full gym circuits are great for strengthening muscles, upping your cardio and burning fat.
8. Boxing: Satisfy Scorpio’s intense personality with a high-intensity boxing workout. Not only is it a great way to get out your workplace aggression, but it’s also a great alternative to running for your cardio quota.
9. Laughter Yoga: If you’re a Sagittarius, odds are you’re the happy-go-lucky gal in your squad. Get in a workout the right way with this trendy yoga alternative that actually requires you to giggle!
10. Marathon Training: Capricorns are super ambitious — maybe even ambitious enough to tackle a 26-mile marathon (the other signs may not join you, but we’ll gladly bring you water at the finish line!). While it may seem a bit out of reach for a beginner, there are tons of resources out there to help you start training.
11. Pole Dancing: Aquarius is the sign of individuality and rarely follows the norm. Mix up the standard workout regimens with a pole dancing class — it’s a full-body workout that’s guaranteed to get you in the best shape of your life. Be warned: Your muscles will ache for days after your first class.
12. Bikram Yoga: Pisces are spiritual and meditative, making yoga an absolute perfect fit. Bikram yoga is a series of 26 postures that’s ideally practiced in a 104°F room (can you say toasty?). The heat sweats out your toxins and is a great way to strengthen muscles. Just remember to stay hydrated.
What’s your favorite workout? Let us know @BritandCo!
(Photos via John Sciulli/Getty)
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
You X Ventures for Unsplash
Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
Kobu Agency for Unsplash
You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com