You remember that time you bought that cashmere sweater and then ate ramen noodles for the rest of the month because you blew your budget? If you need a little tough love in the finance department we’ve found just the thing: CASH SmartWatch. Think of it as a Fitbit for your finances. This watch counts dollars and cents as opposed to calories burned or miles walked.

Nicole Lapin, a financial expert and tech reporter-turned-entrepreneur, is hoping to arm young women with smart money habits by tapping into the wearable world. She gets that finances can be a frightening realm, so she created a way to keep you financially fit with all the info you need to do so right on your watch. Yes, not only does this wearable give you the date and time (regular watch stuff) but you will see tips and notifications about your personal budget. You will receive spending alerts and tips based on your habits. With your finances on your wrist, you’ll never forget where your money is going.

CASH SmartWatch’s free budgeting appCash guides you through a budget plan where you set up different budgets for expenses like housing, food, holidays, going out, and so on. Each time you make a purchase, you enter (either with your finger or the handy dandy stylus that comes with it) the amount into the watch under the matching budget category. To keep track, head on over to the “Dashboard” icon to see your budget broken down by category and month. Scroll between the expense categories by swiping up and down, or by month, swiping right to left. There will also be a red bar showing what you’ve spent and a green bar showing what you’ve budgeted. Smart and easy to get a big picture in a little glance.

You know what they say, you have to spend money to make money, right? A $139 investment in Lapin’s CASH SmartWatch might be just the thing to get you financially fit. Not only will you be able to track your expenses at your wrist 24/7, but you also get a little bonus in the fashion department with this wearable tech-cessory.

So, what do you think, is time really money? Are you buying it? Give us your thoughts in the comments below.