Read These 5 Tips Before Sharing Finances With Your S.O.
Over the past couple of years, you and your boo have been navigating the post-honeymoon phase with aplomb. You asked all the right questions before moving in together; you split up chores, which somehow improved your relationship. And now, you’re thinking of combining your finances like a couple of seriously adulting adults! But before you take the bank account-blending plunge, read these top five tips from the Director of Strategic Alliance at Apprisen, Natasha Bishop, on how to do it right.
1. Start slow. Natasha says a good first step to financial coupledom is to continue to keep separate accounts and open a joint account that you both contribute to every month. You can use this money for shared expenses, like rent and groceries, or shared fun, like dinners out and weekend getaways. This will get you both comfortable talking about money openly and learn about each other’s spending habits in a non-threatening way.
2. Don’t keep secrets. Secret accounts, that is. Even if you do continue to keep separate bank accounts, Natasha warns to never hide spending from your boo. Of course, this doesn’t mean sending your sweetie a detailed spreadsheet of every latte you picked up over the last month. But it does mean that if you have credit card debt from a serious shopping habit, it’s always better to be up-front about it.
3. Be open. “Having open and honest conversations about your finances are key to a healthy relationship,” Natasha says. She goes on to say that it’s important to “have a conversation with your [S.O.] about each of your financial priorities and habits. You want to make sure you are working toward the same financial goals.” This leaves little room for (unwelcome) surprises and is sure to bring the two of you even closer.
4. Stay tuned in. Natasha reminds us that, just because you’ve decided to combine finances, it doesn’t mean you can step back and let the other person take care of the numbers. Make sure you’re both in control of your bank accounts, shared and personal. If something were to happen to either of you, “You want to feel capable and in charge of your financial situation, instead of having the added worry and anxiety of having to educate yourself on your own financial matters,” Natasha says.
5. Talk to a professional. “Financial advisor” may sound scary (and scary expensive), but Natasha advises that if either you or your boo have significant financial assets, you’ll want to get the uncomfortable legal stuff settled and out of the way before you embark on shared economic bliss.
Have you and your S.O. recently joined finances? Tweet us @BritandCo and tell us how it’s going!
Pocket doors are so delightful in and of themselves. They appear when you need them, get tucked away when you don't, and make it easy to define rooms while keeping an open floor plan. Add to the pocket door a joyful patterned wallpaper surprise, and you will be sent right into fits of visual jubilation! Or something ;) Today we're sharing two simple and impactful pocket door makeovers that zhuzh up your space in a jiffy.
Anjelika Temple here, co-founder of Brit + Co and proud owner of several pocket doors! When I moved into my first real grown-up house a couple years ago, I knew I wanted to incorporate wallpaper so reached out to our friends at Chasing Paper to see how we might collaborate. It felt like a total lightbulb moment when I realized I could create a surprise pop of pattern on a couple sets of pocket doors.
Not only is it a whimsical way to bring color into a space, but the doors double as picture-perfect backdrops for all your SFH (selfies from home, obvs).
A few pro tips about install:
- Removable wallpaper is miraculously forgiving! You can take it on and off multiple times without it losing integrity (or mucking up your surface).
- I ordered this adhesive wallpaper installation kit with a squeegee and xacto knife and it worked super well. I also recommend a sharp pair of scissors for cutting longer lines.
- This is a two-person job! Get a friend, put on a playlist, and get ready to bond.
- Wild, organic patterns like Tally are great because it's challenging to spot any imperfections in pattern alignment; keep pattern choice in mind if you've got a lot of corners to match up. More geometric patterns and larger shapes leave less room for error (but are awesome in their own right!).
BATHROOM POCKET DOORS
In our primary bathroom, we chose the wallpaper pattern Tally, designed by Kelly Ventura, in White and Navy. In our space, the navy reads as a soft black, which is perfect for the space. It's easy to combine an ever-rotating collection of linens with the Tally pattern.
I love how the white trim becomes the perfect frame around this pocket door piece of art.
My favorite moment in this space is the fact that you actually get a third pop of pattern thanks to our serendipitously placed mirror!
And yes, this one works pretty darn well as a backdrop too ;)
LIVING ROOM DOUBLE DOORS
This set of doors is definitely a focal point of our home. It separates our living room from our primary bedroom which opens onto our backyard. The doors are pretty much always open, but when they're closed we wanted to evoke a fun, nature-inspired vibe. With that in mind, we selected the Lines and Moons pattern by Thimblepress in Green and Brown.
Earth mama vibes up in here! I love how the shapes and colors echo the ferns you see through the windows and the acorn wood details throughout the house.
Love this pattern moment, and xacto-ing out the door handle is def on the oddly satisfying DIY list.
For a pattern lover like me, I love that now I have this instant photo backdrop!
Thanks to Chasing Paper for providing these rolls of pure pattern amazingness. Head to chasingpaper.com to find our own favorites and start adding patterns to your home!
(Wallpaper wingwoman: Kayla Haykin; Photography: Kurt Andre)