19 Ways to Steal Lupita Nyong’o’s Best Look on the Daily
Sometimes you just need a little something extra to make the everyday feel a little more glam. Lupita Nyong’o made us swoon in a stunning pearl-studded Calvin Klein gown, which got us dreaming of elegant, lady-like embellishments that feel fresh and unexpected. We’re sharing 19 pieces to channel a little of Lupita’s show-stopping style without breaking the bank. Pearls have never looked so trendy.
1. Nasty Gal Pearling Out Bustier ($34): Switch out that slinky glittery top for a structured bustier with an elegant, feminine twist. These are definitely not your granny’s pearls.
2. Monsoon Jocelyn Bridal Pearl Clutch Box ($105): This might be called the “bridal” pearl clutch, but we think you should bust out this bad boy for any occasion.
3. Mixer Pearl Embellished Pull Over ($75): Hanging out in your sweats never looked so fancy.
4. Bauble Bar Gemini Pearl Choker ($36): Larger-than-life pearls are kind of a thing right now, in case you hadn’t noticed. If you’re going to pick up a pearl accessory this season, make it this edgy choker.
5. Truly You Embellished Shirt ($59): Spice up your nine-to-five duds with a classic white button down with serious flair. Pearl and bead embellishments bring the sparkle and shine to brighten up even the simplest office attire.
6. Joomi Lim Lost Innocence Choker ($168): Joomi Lim and pearls seem like an unlikely combination, but we’re loving the feminine touch they add to the brand’s signature spikes.
7. Daily Look Beaded Pearl Mesh Tank ($65): Pearls: sexy? When layered over sheer mesh, you bet. Throw it on over black jeans and peep-toe booties for a killer night out look. Add a black cami for more coverage.
8. Charlotte Russe Dollhouse Pearl-Embellished Single-Strap Heels ($25): Elevate your off-duty look with a pair of glammed-up steppers. We think these pretty pearls would pair perfectly with a flowing swing dress or midi skirt.
9. Rosantica Gold-Dipped Pearl Ear Cuff ($270): Now this is a piece that commands attention. Fresh water pearls and gold-dipped leaves come together for an extraordinary ear cuff that is both whimsical and edgy. Show it off with a wispy updo.
10. Oasis Pearl Trim Jumpsuit ($59): This is the ultimate in fuss-free dressing. With a built-in accessory, you’ll be ready to hit up the town in record time.
11. Topshop Pearl Round Sunglasses ($44): Round sunnies are the “it” shades right now. And while these circular shades make a bold statement on their own, the addition of pearls around the rims makes them even more eye-catching.
12. Sister Jane Faux-Pearl Embellished Blouse ($95): Pearl-embellished shoulders make this sweet bow blouse feel edgy without losing its feminine touch.
13. Mango Pearled Square Bracelet ($20): The traditional pearl bracelet gets a modern makeover with a structured brass band for a bauble that feels anything but square.
14. Amber Sceats Imitation Pearl Ear Crawler ($129): We’re diggin’ the fusion of futuristic and glam vibes this frosty crystal and pearl ear crawler is giving off.
15. ASOS Pearl-Embellished Body-Conscious Dress ($120): Make like Lupita and step out in a cream-colored dress with all-over pearl embellishments. Style it with a low, tousled updo and silvery sandals for a sophisticated look.
16. Accessorize Mini Pearl Clipframe Bag ($54): Add a bit of extra sparkle to your getup with a vintage-inspired clipframe pouch decked out in crystals, pearls and beads.
17. Ann Taylor Pearlized Front to Back Earrings ($40): Pearl earrings for the 21st century, these striking studs have gotten the celeb seal of approval, popping up on the ears of everyone from Emma Watson to Jennifer Lawrence to Rihanna.
18. DKNY Pearl-Embellished Shirt ($298): Pearl embellishments add a touch of texture and a whole lot of character to a classic white shirt.
19. Aranaz Tigre Clutch ($310): You may be thinking, “Hey! Where are the pearls?” Well, we took a little liberty with this one and opted for mother of pearl instead, so you can still get in on the action without donning the timeless gem.
Which of these pearlescent pieces is your fave? Tell us in the comments!
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
You X Ventures for Unsplash
Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
Kobu Agency for Unsplash
You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com