How to Get Rainbow Locks Without Dyeing Your Hair
Silver hair, it’s time for you to step back, because these days everyone is loving bright hues for their locks. A ‘do that’s all the colors of the rainbow is the latest and greatest hair DO, and we’re here to show you how to get it — we’ve covered permanent rainbow hair inspo, shown you how to get semi-permanent rainbow hair from home and now have the scoop on how you can get the look for a day. Seriously.
Meet Darnell Wold, (no, not pictured above ;), hair stylist + wig artisan extraordinaire. He has more than a decade’s worth of experience in the hair industry in coloring and styling. Using his combined hair expertise — and an imaginative mind — he makes the wigs of your dreams a reality. We’re not talking plain pinks or basic blues, either; these wigs feature totally multi-dimensional looks that you can’t help but notice.
The wig industry is old, and the model is broken (why would anyone want to wear a generic, made-in-bulk, low-quality item on their head?). Most wig lines sell stock wigs — which are exactly what they sound like — that are already pre-styled and colored. You’re creatively restricted (something we are ALWAYS AGAINST!) and aren’t left with many options. Darnell’s line offers “complete creative control” to the client, allowing one to customize the color, cut, styling, texture, density, lace color, scalp color and even the hairline.
There’s no doubt that trends in hairstyles + colors come and go, but the “Granny hair movement,” that silver/gray hair trend we’ve been seeing for the last year, has gone viral. “I love the fact that society is becoming more daring and experimenting with their hair,” Darnell tells us. “Years ago, anyone who colored their hair an unnatural shade was instantly labeled “punk” or “goth” so it’s refreshing to see how much hair has evolved over the years.”
Speaking of show-stopping hair colors, Darnell’s Instagram (how we “discovered” him!) is an endless visual journey into his wild world of wigs. Something that is unique to his line is the customizable part and hairline. His favorite wig — not coincidentally the one he credits with really launching his wig career — was a custom U-part wig for makeup artist @missjazminad. He used a color block transitioning technique (yeah, color blocking has moved from clothing to hair) to flow from teal to purple with lavender-tipped ends. This next-level peacock-y color combo remains one of Darnell’s most requested to date.
So, you’re sold and want to buy a wig. There are a number of factors that one should keep in mind when wig shopping, according to the expert himself: cost, materials, maker, etc. Darnell recommends starting the process with an in-depth consultation with a professional wigologist (jk, that’s not a word/profession, but it should be!) to discuss which type of wig is best for the look + vibe you’re going for. Next on the list is ensuring you have a perfect fit — this can be achieved by having a custom wig made to fit your exact head measurements. If a wig doesn’t fit properly, it can actually cause tension on your real hair and scalp, and we know you’re not interested in any of THAT. Improper installation or abuse of wig glues/adhesives can do serious damage, y’all. Just go for quality here, wig wearers of the world, as they’re a versatile and protective style that can help you avoid damaging your real hair. A wig of this nature will cost you anywhere from $1,000 – $10,000 (!!), Darnell told us, depending on the quality and craftsmanship.
Oh, and one main piece of advice from Darnell for those of you that want to take a bit more of a risk and actually dye your hair: go to a professional!!! You and everyone else will really see the difference when a reputable pro works his/her magic on achieving a complex look like multi-dimensional rainbow hair. That being said, it’s more than just the fab look you’ll achieve with a professional — they will protect the integrity of your hair. Darnell reminds us that achieving short-term satisfaction with a look (especially such a trendy, out-there one) isn’t worth long-term damage to your hair in the grand scheme of things. Words to live by, people!
Would you get behind the rainbow hair trend? Let us know in the comments!
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com