3 Fancy Updos for Short Hair
True, gals with short hair have a lot less to work with when it comes to styling their ‘dos for special occasions (like me now, four inches later!). But that doesn’t mean you’re above-the-shoulder locks have to look any less fancy among the sea of glamour curls and mega braids.
We’re going beyond the sparkly hairpin with these three ways for short-haired girls to style their hair, but the final looks are *almost* as easy to pull off! Each of these next-level updos will leave your locks polished in under 10 minutes — and with minimal product + tools. Like stars who have recently chopped off their locks (Scarlett Johansson, Hilary Duff — see, I’m not alone!), get ready to be the center of short hair envy in three, two, one…
1. Use a wave iron want to curl your hair away from your face.
Romantic + Twisted
2. Give it a once over with your favorite hairspray.
3. Starting in the middle section of your head, twist a piece of hair back and pin in place.
4. Repeat on the other side.
5. Keep twisting back sections of hair and pinning them back and up in place toward the back center of your head.
6. Once both sides are pinned in place, take the front sections of your hair and pin them back loosely to keep a shape around your face.
7. Pull out a few stray pieces of hair around your face to give a more wispy feel.
Dreamy updo alert!
1. Back comb the entire top portion of your hair to give it mega volume.
2. Gently smooth out the top.
3. Put your head band on.
4. Pull half of your hair back, twisting the ends and securing it in the center of your head with bobby pins.
5. Pull up one side of the remaining loose hair and pin up into place.
6. Continue to pull up sections of hair until all of it is pinned.
Vintage-inspired hairdo FTW!
1. Comb your hair into a heavy side part.
2. Pick up the top section and separate into two sub sections.
3. Tie these pieces into a loose knot.
4. Pick up another small section of hair the way you would if you were doing a French braid (only you are not braiding at all!) and add it into the end of one strand.
5. Now pick up a same size section from the bottom portion of hair and add it into the bottom strand.
6. Tie your new longer strands into another loose knot and secure using a bobby pin.
7. Continue picking up new strands of hair to add into the shorter strands, tying them into loose knots and securing with a pin.
8. When you get to the center back of your head, start to pin the other half of your hair back with pins to keep the silhouette balanced but ultimately achieve an asymmetrical styled look.
This half-braided look is stellar for literally any occasion. Now toss on your party dress and have a ball!
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com