How to Create Gorgeous Patterned Scarves in 15 Minutes
Spring is almost here but it’s still a little chilly outside. What better accessory is there than a scarf to get you through these in between months? With that in mind, we decided to create some seriously chic and easy to DIY Ombre-Dyed Scarves using just 4 supplies.
The stars of this project are Tumble Dye and Dye-Na-Flow. Tumble Dye is a spray dye that’s non-toxic, water-based, pre-mixed, washable and permanent. Let us tell you, this is not the case with normal stove-top dye. Dye-Na-Flow is an amazing product that you can use to actually paint patterns on fabric. Keep the color intense or dilute with a little water for a more ombre or watercolor effect. Keep reading for full instructions…
– Tumble Dye (1 bottle per scarf/pashmina)
– Dye-Na-Flow (we love the Exciter Pack which comes with 9 beautiful colors)
– Foam brush (we used a 3″ brush)
Turquoise Abstract Scarf
The first scarf we’re creating uses Turquoise Dye-Na-Flow. Apply the Dye-Na-Flow to your foam brush. Begin at the bottom of your pashmina and lightly brush using upward strokes. As you move towards the middle of the pashmina, dip your foam brush in a little water after applying the Dye-Na-Flow to lighten the color and create an ombre effect.
Mint Ombre Scarf
Our next scarf is a super simple ombre. Just take your Mint Green Tumble Dye and start spraying the base of the scarf. Keep the color intense towards the ends and lighten the spray action towards the middle for the ombre effect.
Neon Tie Dye Scarf
For our next scarf, we went for a little more of a tie dye effect using Sky Blue and Hot Pink tumble dye. Start by folding your scarf in half and then tie off sections using rubber bands. Generously spray with Sky Blue Tumble Dye. Remove bands and repeat on the back of the scarf. Unfold scarf and lay flat. Create an offset stripe with the Hot Pink Tumble Dye.
Lavender Chevron Scarf
The Lavender Chevron Scarf uses a combo of the Lavender Tumble Dye and Violet Dye-Na-Flow. Apply a heavier layer of Tumble dye at the bottom edges of the scarf and lighten the spray towards the middle. Apply Dye-Na-Flow to the foam brush and create a chevron row at the bottom edge. Apply Dye-Na-Flow to the foam brush again but this time dip in some water to dilute the color. Create another chevron row. Repeat one more time and dilute dye with even more water for the third chevron row. Repeat on the other end.
Ikat Print Scarf
The Ikat Print Scarf also uses the double power of Mint Green Tumble Dye and Magenta Dye-Na-Flow. Apply the Magenta Dye-Na-Flow to the brush and dilute slightly with water. Use the brush to create a large diamond pattern across the entire scarf. Take the Mint Green Tumble Dye and spray around each diamond to create a second layer of color for the ikat effect.
Look at all those lovely spring scarves!
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com