
Most mornings, we’re forced to choose between doing our makeup or doing our hair. Whether you’ve hit the snooze button one too many times or completely missed the wakeup call altogether, getting your hair and makeup game on point for school when you’re running late is no easy task. Thankfully, YouTube is practically candy land for those looking for hair tutorials in a jiffy. While there are many amazing YouTubers out there giving stellar hair advice, we’re sharing a cheat-sheet of 10 of the best back-to-school looks for the upcoming academic year. Scroll on and get ready to start taking notes on these hairstyles.
1. Five Easy Heatless Hairstyles for Work + School by Danielle Mansutti: This easy-peasy video is going to give you some seriously stylish tresses for your first days back at school. We’re giving major bonus points since you can rock a different style for each day of the school week. (via Danielle Mansutti)
2. Running Late: Quick & Easy Hairstyles: These ladies know more than a thing or two about hair. They’re here to help you get ready and get to class in style. (via Eleventh Gorgeous)
3. Four Cute Back-to-School Hairstyles: Roxi’s tutorials are all about ease, simplicity and pretty details. While these specific styles may seem geared for those with longer hair, they’re actually totally adaptable if you’re rockin’ a long bob or other medium-length cut. (via by Roxxsaurus)
4. Four Hairstyles for Short/Medium Hair: Edwards’s tutorial features her creating gorgeous looks on her sister’s natural, medium-length hair. Even if you don’t have a hair-whiz older sis, we’re betting you can totally accomplish these looks on your own. (via Chime Edwards)
5. Running Late for School: Quick Hair Fixes, Makeup + Outfit Ideas: Mota is, without a doubt, one of YouTube’s most well-known beauty vloggers. Her bubbly personality makes her incredibly likable, but hey, she’s also awesome at beauty advice. These hairstyles are super simple, cute and fast— exactly what you need! (via Bethany Mota)
6. Five Insanely Easy Back-to-School Hairstyles + Outfits: Sierra’s tutorial was made for ladies who love accessorizing their hairstyles. Whether it’s a sparkling headband or a floppy hat, if you’re looking to add quick detail to your school look, this tutorial is the one for you. (via SierraMarieMakeup)
7. 14 Easy Heatless Hairstyles: Adela is able to incorporate a whopping 14 hairstyles into this video. Since there is no voiceover throughout the vid, you may need to rewatch it a few times, but there’s a lot of inspiration in this super quick vlog. (via Adela)
8. From Flat to Defined: Wash ‘n’ Go Curly Hair Routine: If voluminous curly hair is what you’re hunting for, then Estefani has the tutorial for you. Her incredible curls are totally envy-worthy, and she’s thankfully gracious enough to spill her secrets to you. (via Much More Than Beauty)
9. How To: Quick + Easy Hairstyles: Of course, we had to include YouTube guru and uber-successful author Zoella! Her tutorial is geared for those days when you’re running late but still want to add a little umph to your look. She moves through updos, half-up top knots and braids seamlessly, so you won’t be stuck with the same look two times in a row. (via Zoella)
10. Back-to-School: Five Quick No-Heat Hairstyle Ideas: Here’s the thing: The last thing most of us need when getting ready is someone recommending we curl or blow out our locks. This braid-heavy video skips the heat, leaving you a few more minutes to snooze in bed. (via Bethany Mota)
Do you have any staple back-to-school hairstyles? Let us know in the comments below!
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com
The opinions expressed in this commentary are those of the author and may not necessarily reflect those held by Kestra Investment Services, LLC or Kestra Advisory Services, LLC. This is for general information only and is not intended to provide specific investment advice or recommendations for any individual. It is suggested that you consult your financial professional, attorney, or tax advisor with regards to your individual situation. Comments concerning the past performance are not intended to be forward looking and should not be viewed as an indication of future results. Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. O'Keeffe Financial Partners and any other entity listed herein is not affiliated with Kestra IS or Kestra AS Investor Disclosures: https://bit.ly/KF-Disclosures