7 Ways to Know If Natural Childbirth Is Right for You (or Really Not)
You’re a Viking! A trooper! A superhero-esque creature when it comes to all things pregnancy. Or not. Labor day (and not the one that means the pool is getting ready to close for the year) is just over the horizon, and your birth plan needs some buffing up. Natural birth leaves you med-free and focused, while the other option involves some sort of doc-lead intervention. It’s a one-of-a-kind type of day, and you want everything to go the most “right” it possibly can. Weighing the pros and cons of natural birth is a totally normal part of during-pregnancy planning. If you’re on the fence, check out some of the reasons to (or not to) go natural!
1. No: You’re a pain wimp. Okay, so no one is making fun of you here. It’s perfectly normal to get kind of creeped out when it comes to things that hurt. Did you stub your toe and scream loud enough for everyone in LA to hear you (oh, and you happen to live in NYC)? Well, maybe natural childbirth isn’t for you. Hey, that’s okay. There’s no labor and delivery prize for shouldering the most pain.
2. Yes: Focus is your friend. You’re a meditation master. When you have a pain (any pain — even a migraine-level pain), you can focus it away. Your friends are in awe at how well-trained your mind seems to be. If you’ve got the breathing focus thing under control, the natural way may make more sense than dealing with drugs.
3. No: You’re beyond exhausted. Sometimes things don’t go as planned. This includes childbirth. You’ve been contracting for hours, and you’re exhausted. That’s it. You’re done. Mama out. You can’t possibly stand one more moment of pain. If this sounds like a possibility, consider the idea of medication. This doesn’t mean that you’ll get an epidural the moment you feel the teeniest, tiniest twinge. Instead, keep the option open just in case an overwhelming wave of tiredness takes hold.
4. Yes: You’ve totally got this. Positivity is on the brain, and you’re 100-percent sure that you can do this whole childbirth thing, medication free! If your mind is completely made up, then go for it. As long as the doctor doesn’t have anything to say otherwise, stick with your gut and let your confidence flag fly high. Your Mother Nature-esque mindset will help to carry you through the childbirth process, without asking for meds.
5. No: You totally don’t have this: Childbirth is scary. You don’t know what’s going to happen and you’re scared, excited, happy, anxious and impatient all at once. When you’re wavering and not sure that you can manage the pain of childbirth, talking to your medical provider about your options is entirely in order. This doesn’t mean that junior has to be born all drugged up. But, consider the possibility that a little medical helper might make you feel better about the whole birth process.
6. Yes: The idea of being medicated makes you squirm. When you had your wisdom teeth removed, the oral surgeon offered you something super strong. You filled the script, but left the pill bottle in your medicine cabinet for the next four years. Unless you absolutely need them, you tend to shy away from meds. Obviously, if there’s a real medical issue and your doc says they’re a must, you take the medication. If not, au natural may be for you.
7. No mama’s better than another. Whether you go completely natural or you’re all about feeling nothing from the waist down, keep in mind one thing — this is your decision. You need to do what’s best for you, and not what you think other people expect. Don’t worry about what anyone else says (unless it’s your doctor, midwife or other medical pro who is part of your pregnancy process). This is your pregnancy, your delivery and your baby. Not some judgy mommy friend’s choice. Just be you!
What’s your take on natural vs. medicated birth? Share your ideas and tweet us @BritandCo !
(Photos via Getty)
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com