5 Simple Ways to Make a Ponytail Party-Ready
If you’re running from the office to a nighttime soirée (as one does during the holiday season), chances are you won’t have a ton of time to primp. A rushed morning leaves little time for imaginative hairstyles — hence your go-to daytime ponytail. But good news: It’s easy to elevate this ‘do from basic to bomb. Read on for five ways to upgrade a simple ponytail for party time, according to five experts.
1. Mini Accent Braid: Add a micro braid to the center or side of your ponytail to instantly spice up your look. “A slicked-back ponytail on curly hair looks chic and powerful with a mini braid,” recommends Chaz Dean, founder of Wen by Chaz Dean. “Use a smoothing serum to tame frizz and finish the look by hiding the elastic band with a wrapped piece of hair.” (Photo via Jerritt Clark/Getty)
2. Chic and Sleek: If you have fine, straight hair, consider opting for a super sleek, minimalist pony. Even though it’s a classic ‘do, it looks polished and fancy. “This ponytail is perfect for events and even a red carpet,” says celebrity hairstylist Joseph Chase. “Part the hair in the center or the deep side, and pull back as smoothly as possible at the nape of the neck.” A touch of finishing spray will seal in your streamlined style. (Photo via Steve Granitz/Getty)
3. ‘90s Face Framers: Adding in some ’90s-inspired fringe is a trendy, gritty take on a traditional style. “Pull two small sections of hair out of your pony and let them fall on either side of your face, making sure to pull the sections directly from the hairline where your center part would be,” recommends Spoke & Weal founder Jon Reyman. “This look adds a bit of edge to all hair textures.” To finish, add definition to the strands with a pinch of pomade. (Photo via Paul Archuleta/Getty)
4. Polished Pompadour: Embrace the poof, people! The classic pompadour can take on a modern feel if it’s full of texture, according to Garnier celebrity hairstylist Michael Dueñas. “Work with your natural waves and add volume to your hair, making sure it’s not too smooth,” he says. “After you pull your hair up, use fingers or the back of a sectioning brush to pull volume into the front, and complete with a little bit of hairspray.” (Photo via Jun Sato/Getty)
5. High With a Hidden Band: Giovanni Vaccaro, creative director of GLAMSQUAD, says that a high ponytail can feel fancy in a flash without much more primping needed. “If you want a more polished pony, bring it up to the top of your head instead of placing it lower near the neck,” he tells us. “Cap off the look by wrapping a section of hair around the elastic band to conceal it.” Keep things straight and shiny or add curl and texture to the length of your pony, depending on the rest of your getup. (Photo via Jason LaVeris/Getty)
Follow us on Pinterest for more beauty inspo and info.
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
You X Ventures for Unsplash
Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
Kobu Agency for Unsplash
You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com