The 2 Wardrobe Staples Every Girl Should Own According to Nina Dobrev
Getting dressed in the AM can be a real struggle (ahem, unless you’re currently trying out a capsule wardrobe). Lucky for most of us, we only really have to do it once a day. However, for Hollywood celebrities, multiple wardrobe changes can easily become a part of their daily routine, and it can get exhausting. That’s is exactly why Vampire Diaries‘ Nina Dobrev recently teamed up with the game Covet Fashion to hopefully get some help from you.
If you’re not yet familiar, Covet is a fashion gaming app – think of it as a grown-up and virtual version of the paper dolls you loved as a kid. In the game, you’ll select an avatar or pick from one of the celebrity guest stars (like Nina), and dress them up for fun style challenges (like a red carpet premiere or a night out in Miami). What gives Covet a grown-up spin is the fact that all the fashion pieces you see in the app are real, shoppable products from 150 of today’s top brands. See a fun pair of sandals while you’re dressing up Nina’s avatar for a beach getaway? You can buy them for your own upcoming vacay. We recently caught up with Nina to find out more about this fun collaboration and got the scoop on what her IRL fashion, beauty and creativity routine includes.
On her must-have wardrobe staples… Speaking of Nina’s personal wardrobe, she filled us in on the two pieces that she cannot stop wearing: her leather jacket and black booties. Why? Because they’re both super easy to switch from day-to-night. “If I have a fun dress on and at night I want to go out, I’ll just put a leather jacket on top of it. Booties are also a major go-to for me. I wear a lot of booties. Those can go from day-to-night as well. With my schedule, I’m running around all day every day, so it’s nice to be able to have things that can be interchangeable when the sun is up and when the sun is down.”
On her favorite creative outlet… “My latest obsession and creative outlet has been cooking. I feel like every dish that I make is different and challenging in a new way. It has nothing to do with the industry I’m in or work, so it’s a great way to get away from that and still be creative because it doesn’t feel like a job.” Any recipes she’s famous for? Not quite, but she does have a cookbook she swears by. Nina says, “Chrissy Teigen just came out with a cookbook [Cravings] and I bought it and have made all of her recipes and love all of her stuff.”
On her go-to beauty product… “I like to keep it natural. I don’t do too much in my day-to-day maybe because I wear so much when I’m filming. They really pile it on. But I think the way to stay beautiful is to have clean skin and take care of what nature gave you,” Nina tells us. Her go-to brand? Kate Somerville. “They have an amazing nourishing moisturizer. I really like it because when you click the top of it, it dispenses the exact right amount that you’re supposed to use. Between that and their sunblock, those are my major go-to, can’t live withouts.”
On her favorite way to unwind… Turns out Nina’s favorite pastime is the same as yours. After a long day at work, she says she mainly “Netflix and Chills.” She goes on to add, “But now I cook, Netflix and chill or I like to do yoga. When you’re doing something hard and strenuous and good for your body, you have to focus on that particular moment because it’s so challenging. You can’t think about anything else or have your mind racing. When I’m in a yoga class and in a really hard position and sweating like crazy I get to have a mental break.”
On her Covet Fashion collab… Nina tells us she’s pumped to be able to offer a new way for fans to interact with her directly via Covet’s style challenges. “Depending on what I’m doing in my life, I’ll bring it up via [Covet] style challenges where people have the option to dress me and submit it, depending on what it is. For example, right now I’m filming a movie in Toronto. Or maybe I’m going to different events or on a beach vacation with girlfriends. It might be an outfit I’d actually wear, or they could just do it for fun.”
Catch up with more creative celebs with Brit + Co News!
(Photos via Christopher Polk/Eugene Gologursky/Getty)
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com