30 Non-Traditional Ways to Put a Ring On It
There’s nothing wrong with you and your boo being commitment free, but that doesn’t mean that he can’t still put a ring on it! Come on, a girl likes her accessories.
1. Rainbow Marcasite Ring ($85): This chunky banded ring boasts eye-catching iridescent crystals that turn different colors at almost every angle. It’s the perfect mix of rugged stone and polished metal.
2. Heart Diamond Charm Ring ($115): The gem cut details in this gold vermeil heart make it a cool kind of cute. We’re nuts about the two-tone metal finish.
3. Faris Wrap Ring in Silver ($65): This double wrap ring is super chic. The slick silver number would look elegant on its own or stacked with similarly dainty bands.
4. Purple Dome Ring ($36): Every girl needs a go-to cocktail ring—make this lavender dome ring the one. It’s the perfect pick me up for everyday office attire or a great addition to semi-formal swag.
5. Honeycomb Ring ($18): A honeycomb patterned ring for your honey? DUH! Let her know who’s queen bee.
6. The Something Blue Ring ($560): We’re flat out hypnotized by this sparkling gemstone ring. It’s quite a splurge, so maybe negotiate a V-Day/B-Day/X-Mas combo gift?
7. Wrap Arrow Ring ($10): Scared Cupid won’t strike this year? Seal the deal with this arrow wrap ring.
8. Winifred Grace 19MM Domed Ring ($140): This ring strikes the perfect balance between bold costume jewelry and high end adornment, making it insanely wearable for any occasion.
9. Trikona Ring Small ($145): And you thought you’d never be Royyy-allls. This pronged band is cast from a 3D print, which makes it even more covtable.
10. Axis No 1 ($395): Here’s another serious stunner cast from a 3D print. The masterful design of this fluid arch ring makes this piece modern and timeless all at once. We promise the rest of the collection is just as jaw-dropping.
11. Jade Mellor Malachite Facet Ring No.2 ($105): If size matters, go for this jumbo jade-colored ring carved from gorgeous Malachite-patterned resin. What a show stopper!
12. Moonshine Ring ($79): Love her to the moon and back? Prove it with this crescent charm ring. Don’t worry, it’s totally Brit-approved—we’re currently showcasing Salty Fox Jewelry at Brit + Co SF right now!
13. Kate Spade Scallop Ring ($38): How could you not fall madly in love with this red scalloped ring? It would make the cutest stacking band with other enamel plated rings.
14. Brass Zodiac Cuff Ring ($42): The stars totally aligned when this ring met your finger. The simple circular cuts make these constellation patterns look super modern.
15. Mae Ring Katie Diamond Jewelry ($350): These color blocked gemstones are so swoon-worthy. Would it be too much to wear both rings on the same hand? ;)
16. Sweet Nothings Ring ($32): We’re nuts about this take on a classic pearl ring, etched with a message sure to please its recipient.
17. Carnelian Gemstone Ring ($60): You know we’re suckers for a pop of color, and this gemstone ring gives us just that. For less than $100, it’s a stylish steal.
18. Fraser Hamilton Carved Gem Ring ($230): Not into glossy gemstones, but love their geo cuts? This faceted gold plated ring is for you! Plus, it still has a natural feel with its roughly carved band.
19. Monogram Midi Ring ($18): Stylish babes, listen up: now you can get your very own monogrammed midi ring! How cool is that? We love the wild cursive letters that make up this trendy piece.
20. Silver 1-Layer Center Ring ($110): The gang at Nervous System have nearly perfected the cellular-chic look—this 3D printed ring proves that much. This skeletal band is also available in gold and platinum by special order.
22. Shimmering Hexagons Ring Set ($118): You get a lot of bang for your buck with this eight-piece stacking ring set. White rhinestones dazzle from their hexagon-shaped beds whether they’re worn one at a time or all at once.
23. Misa Ring Katie Diamond Jewelry ($155): Glittering gemstones get edgy makeovers as spiked bars on these patterned metal rings. We’ll take one in every color! ;)
24. Faris Lunar Ring in Brass ($45): This no-fuss knuckle ring is simply stunning. We’re going ga-ga for that matte metal finish.
25. Drusy Drop Ring ($78): Bring on the glitz! From the freshly polished gold band to the super sparkly metallic stone, you bet even diamonds will be doing a double take.
26. Neon Spike Ring Set ($36): You guys, the colors of these enamel plated rings are so on point! Rock with a dark mani so they can really pop.
27. Maya Magal Black Druzy Ring ($225): If your M.O. is more #allblackeverything, then meet the ring of your dreams. Even without any color, this square druzy ring makes quite a statement.
28. Batya Kebudi Diamond Ring ($329): Remember, we said no diamonds allowed… but diamond cuts are totally fine! Though we have to say, it would make a way cool engagement ring, too!
29. Gold and Silver Pebble Set ($205): The elegance of these pebble stacking rings is undeniable. We love the way they look as a mixed-metal set.
30. Glenda Lopez The Pizza Ring ($63): Nothing says I love you more than a pizza ring. Nothing.
Do you have your eye on a non-engagement ring you’d love to get from your S.O.? Where do you shop for beautiful jewelry online? Tell us in the comments below.
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
You X Ventures for Unsplash
Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
Kobu Agency for Unsplash
You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com