15 Pieces of Watercolor Art to Add to Your Home
There are few things that get our little maker hearts more excited than colorful DIY projects. Our love for color comes in all forms and fashions, from tie dye to stripes to glitter and beyond. We like to think of our homes as maker spaces that are just waiting to be filled with bright hues. Fill our home with neutral walls and simple wall art? Heck no. Get a little artsy with these colorful watercolor creations to fill your home with something bright and beautiful.
3. Watercolor 101: Watercolor pencils are an easy place to begin if you’re new to watercoloring, and the results are just as awesome. Learn the basics of using watercolor pencils and get inspired to create your own little masterpiece. (via Tatertots and Jello)
5. Gilded Watercolor: If you love everything gilded and gold, this watercolor inspiration is everything you could hope for in wall art. Make your own gorgeous piece with this easy project. (via Persia Lou)
6. Watercolor Cards: It’s almost the season of gifts and thank-you notes galore. Send your love with this DIY watercolor card kit. There are so many ways to customize cards using watercolors. Stretch your imagination to make and create something that fits your style. (via Brit + Co)
7. Watercolor Canvas: We are always on the lookout for the latest and greatest way to brighten up our walls. This pastel project isn’t exactly watercolors but has that same soft look that we love from our favorite medium. (via Brit + Co)
8. Stencil Art: An easy stencil project is right up our ally. How adorable would this deer head look hanging in your office or living room? It’s a simple way to add personality to your space. (via PS Heart)
11. Watercolor Quotes: A good inspirational quote is one of our favorite ways to add a bit of joy to any space. In a few short steps, you can create your own quotation art. Fill it with famous quotes, personalize with a name or quote yourself. (via Centsational Girl)
12. Watercolor Photos: Have you ever wished that your favorite photo could be a work of art? The Waterlogue app lets you do just that. Upload your favorite photos and easily turn them into watercolor art. (via Brit + Co)
14. Abstract Wall Art: This wall art looks like our favorite tie-dye t-shirt. A trio of watercolor canvases can be the perfect way to create a statement wall in your home. Get inspired to make your own abstract wall art. (via Beauty and Beard)
15. Watercolor Cookies: Okay, so maybe you can’t hang this watercolor on you wall, but this is too pretty to not include. We love the idea of adding color to your cooking by making edible watercolors. This recipe is perfect for taking your desserts to the next level with a bit of color. (via Momtastic)
Made any cool watercolor art lately? Show it to us in the comments below!
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com