15 Nail Art Designs We’d Raise Our Glasses To
We have a confession to make: when we raise our glasses sky high this New Year’s Eve, it’s not just to toast to the new year, it’s also to show off our festive nail art. When you see these 15 NYE-inspired nail art designs, you’ll see why we’re so hyped to flash our fingers at the crowd.
1. Kate Spade-Inspired Nail Art: We love the preppy party vibe of these Kate Spade-inspired nails. Besides being head over heels about the black and yellow bow ties, the rhinestone embellishments are right on point: it’s definitely the pretty way to wear 3D embellishments. The mix of matte polish and matching color studs keeps the look polished. (via Small Good Things)
3. Star Confetti Nail Art: We couldn’t let our leftover table confetti go to waste, so we used it to amp up our nails for New Year’s Eve (pretty clever, right?) On this design, we topped shimmering blue stone polish with a pair of black and silver stars for a flashy evening look. (via Brit + Co.)
4. Glitter Stripes: An all-red mani is a timeless look, and just like every girl should have a bottle of the classic nail color, they should also know ways to amp it up. These glitter stripes are the perfect example, where the accent art enhances—not distracts—from the rich red. (via …love Maegan)
5. Marquee Nails: It’s easy to create this festive look with the help of a dotting tool and contrast polish. As much as we love the marquee-style digits, our favorite part has to be the sparkling glass full of “champagne.” (via The Daily Varnish)
7. Colorful Confetti Mani: Ready for confetti nails round two? This time we’re going all out with our confetti placement, crowding each nail bed with vibrant tinsel until it’s completely covered. This is one instance where more is more. (via Brit + Co.)
9. All That Glitters: We’re obsessed with this glittery take on reverse half moons, especially when it’s done up in this eye-catching multi-colored glitter polish. This look would appear equally dashing on neutral colored nails. (via Essie)
10. Gold and White Geo Nail Art: Who knew mismatched lines could look so chic? Our friends at TopCoat [link] schooled us on how to make this freehand geometric print look perfectly posh. (via Brit + Co.)
11. Wish Upon A Star Nail Wrap: Luckily, skipping the polish all together doesn’t mean you have to settle for bare nails. That’s when you reach for nail wrap [link[. The nail-shaped stickers give the appearance of an amazingly intricate mani (like these sick hot pink and glitter nails) in a fraction of the time and effort. (via Nailed It)
13. Fairy Lights Nails: We see a blank wall, we think “make garland” (and we have made our fair share this holiday season). But we’ve never had that thought when we’ve looked at blank nails—though we’re glad this blogger did! These purple and silver dots are the perfect balance of festive imagery and abstract design. (via Small Good Things)
14. Chic Champagne Mani: If you’re looking for a soft nail look for New Year’s Eve, then try out this chic glitter tip design. It’s not as jarring as a French mani that boldly divides the nail in two. This design loads the tip of your nail up with glitter, which gradually fades toward the cuticle. (When it’s done up on navy polish so it looks like snow, we call it the Snombre!). (via Cosmopolitan)
15. Chevron New Year Nail Art: Even though we (prematurely) included this chevron design as a part of our holiday nail art roundup, even then it stood out as one of our absolute faves. (via So Nailicious)
What nail art will you be rocking this New Year’s Eve? Are there any festive manis we missed? Tell us in the comments below!
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com