18 Breakfast Cookie Recipes Perfect for Busy Mornings
Sure, we’re not above grabbing a slice of cake or a few leftover cookies to accompany our morning cup of coffee, but that’s not the best way to start the day on the regular. Happily, these 18 wholesome breakfast cookies are a sweet, not-so-sinful treat that we can feel good about grabbing on our way out the door. Packed with an assortment of whole grains (without a ton of refined sugar), they’re a delicious and make-ahead-friendly way to make sure you don’t skip the most important meal of the day.
2. Quinoa Oatmeal Chocolate Breakfast Cookies: These cookies may taste like dessert, but since they’re made with leftover quinoa, oats and whole wheat flour, they sneak a whole lotta healthy, whole-grain action into every bite. (via Chindian Kitchen)
4. Chia Chocolate Chip Oatmeal Breakfast Cookies (Gluten-Free): Packed with omega-3s, vitamin E, potassium and magnesium, these breakfast biscuits are almost like eating your morning multivitamin. (via Ambitious Kitchen)
9. Roasted Banana Breakfast Cookies (Gluten-Free, Vegan): Roasted bananas impart a caramelized sweetness to these soft, moist beauties. (via Gluten-Free Vegan Pantry)
10. Jumbo Carrot Cake Breakfast Cookies: Cake AND cookies for breakfast sounds almost too good to be true, but you can feel good about indulging in a few of these in the AM. Grated carrots and apple, coconut, flax seeds, whole wheat flour and oats keep this recipe on the more virtuous side. (via A Mummy Too)
11. Healthy Tropical Breakfast Cookies: Sweetened with just a few spoonfuls of honey, these no-bake cookies will practically transport you to the tropics without spiking your blood sugar in a big way. (via Chelsea’s Messy Apron)
13. Paleo Breakfast Cookies With Kale: We’d bet that no one will guess that these snacks are made with a hidden veggie. Blending everything together in a food processor certainly helps sneak in a serving of kale, while also making prep a breeze. (via Food Faith Fitness)
16. Oatmeal Hazelnut Cookies: Prefer your cookies crispy versus chewy? These rich oat and hazelnut cookies are right up your alley. We imagine they’d be equally delicious assembled into an ice cream sandwich… though probably not for breakfast. (via Flavor Quotient)
18. Morning Glory Breakfast Cookies (Vegan, Gluten-Free): The combo of complex carbs and protein in these glorious goods is sure to give you an energy boost when you need it most. (via Making Thyme for Health)
Are you digging this breakfast cookie craze? Share your top picks with us in the comments!
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com