
The arm party trend is still going strong, and it’s time to add some new pieces to the mix. Layering bracelets is all about combining the right shapes and textures for a cohesive look, while keeping it light and feminine so you don’t come across as an emo rockstar. From embellished friendship bracelets and pretty watches to delicate bangles, here are 19 of the hottest wrist ragers you want to attend.
1. Spring Bling: Don’t be limited to just one arm! Stack both arms proudly and keep the color palette bright and cheerful like this pink and mint combo for a fun spring look. Digging the spikes? Grab your own version for a mere $20 from Humble Chic. (via Viva Luxury)
2. Embellished Friendship Bracelet ($28): Talk about bohemian chic. A glitzy friendship bracelet will keep your wrist fun and colorful this season.
3. Chain and Leather Wrap Bracelet ($38): When layering, make sure you mix the size and scale of your bracelets. A thin leather wrap bracelet is perfect for complementing a chunky chain and oversized watch.
4. Friendship Forever: Mix a variety of delicate beaded bracelets with your favorite friendship bracelets for a feminine, casual look. Free People has tons, and we mean tons, of options for you to play around with. (via Free People)
5. Hipanema Imperial Bracelet ($169): Love the look of stacking, but hate tying and untying them every day? This gorgeous bracelet has the look of a well-stacked arm, but comes off by undoing one magnetic clasp.
6. Tempestad Layered Bracelet ($38): Here’s another pretty bracelet that does all the work for you by combining metal beads, natural elements and fun pops of color into one, easy-to-wear bracelet. Tip: If you’re petite, shorter stacks will look better on your arms.
7. Chunky Chains: Contrast a big chain and fun spiked bracelet with delicate bangles for a classic, monochromatic look. Stacking similar pieces creates an instantly fashionable look without looking over worked. Grab a chunky chain bracelet from Guess for $48. (via Favim)
8. Best of the Best Hard Bangles ($28): A beautiful mixture of textures, heights and patterns, this stack of bangles looks amazing as is, but you can always separate them out and combine them with some bling and leather bands.
9. All In a Word Leather Bracelet ($28): Adding leather to a stack will contrast all the shine from the metal bangles and sparkly pieces.
10. Neutral Palette: If you are carrying all the color in your outfit, go with a more subtle stack like this white and gold collection. That way you’re complementing, not clashing, with your bright colors. We found a $90 Alexander McQueen that you’ll probably want to wrap around your wrist. (via Viva Luxury)
11. Coral Toggle and Ring Bracelet ($32): Use colors in the same family, like orange and pink or blue and green for cohesiveness. When using a big statement piece, accent with simple gold bangles or a leather cuff.
12. Venice Bolt Bangle ($180): Don’t be afraid to mix your metals, especially if you’re going for an edgier look. Silver, gold, rose gold and bronze all play nicely together.
13. Mixed Metal and White Beaded Bracelet ($32): Be fearless with textures. Mix beaded bracelets with wooden elements and solid cuffs with feminine friendship bracelets.
14. Simple Chic: Maybe you’d rather go for quantity over variety, like an elegant stack of matte gold bangles and cuffs. The subtle metallics and geometrics give this look a relaxed feel. Don’t currently own an oversized gold cuff? Shopbop can help you out with that. (via Fashion Is My Only Drug)
15. Suede Style and Metal Rose Gold Beaded Bracelet ($28): Begin and end your arm party with the same sized bracelet. Try something delicate like this beautiful rose gold and leather band to tie the whole look together like bookends.
16. Multi Stone Bracelet ($98): For a fancier affair, add some black plus pearl-like embellishments to a sparklier piece. Choosing one main piece with color can make a big statement and pull your whole outfit together.
17. Bright Accents: If your outfit is neutral, make your bracelet bash the hero with neon colors and bold metallics. Play with contrasting colors and sleek textures for a trendy look. Depending how committed you are to neons, you can get a splurge version for $155 or a more manageable $36 version from Bauble Bar. (via Who What Wear)
18. Snake Along Cuff ($28): Open cuffs are great for spring because they give you metal without feeling too heavy. We love the clean, minimalist feel of this swirly cuff.
19. Stack ‘Em Up Beaded Bracelet ($28): Reminiscent of a bunch of travel bracelets, this pretty stack of beads will give you a serious case of wanderlust.
Do any of these bracelets have you itching to start stacking? Let us know in the comments below!
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com
The opinions expressed in this commentary are those of the author and may not necessarily reflect those held by Kestra Investment Services, LLC or Kestra Advisory Services, LLC. This is for general information only and is not intended to provide specific investment advice or recommendations for any individual. It is suggested that you consult your financial professional, attorney, or tax advisor with regards to your individual situation. Comments concerning the past performance are not intended to be forward looking and should not be viewed as an indication of future results. Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. O'Keeffe Financial Partners and any other entity listed herein is not affiliated with Kestra IS or Kestra AS Investor Disclosures: https://bit.ly/KF-Disclosures