Nowadays, you can manage just about everything online 鈥 your mail, your social life and even your financial accounts. While online banking might be one of the聽greatest inventions of our age, logging in and keeping track of your password can be a huge PITA. The biggest concern when it comes to the Internet isn鈥檛 just forgetting your password (check out our tips on how to never forget a password again) it鈥檚聽being safe on WiFi. What do you do when your password falls into the wrong hands? Thankfully, MasterCard has a plan that does away with passwords completely聽and聽is going to change everything 鈥 and yes, it involves the selfie.


On Monday, MasterCard announced that instead of inputting a combination of numbers, letters and symbols, their online banking will be accepting selfies. Yes, selfies. The reasoning behind such a move is pretty obvious, but it鈥檚 intended to stop people from stealing your identity, because in order to do so, they would literally need your face. Lucky for us,聽Face Off聽is still just a movie, guys. And not just any regular still photo will work either. Due to biometric technology, you actually have to blink during your selfie (which is more of a Live Photo selfie if you think about it) to prove it鈥檚 really you. Don鈥檛 worry, in case there鈥檚 some reason you can鈥檛 use your face, you can also access your account via fingerprint recognition.

Somewhere down the line, they may also be getting rid of signatures and PIN numbers when you鈥檙e making a purchase too. 鈥淲e are now examining the possibilities to integrate our technology in the banking and tech giants鈥 apps to make payment using a selfie or fingerprint even easier,鈥 says Arjan Bol, Country Manager MasterCard in Netherlands.聽Currently, the banking institution is piloting this new feature with Dutch participants only, but it鈥檚 a matter of time before they take this method of logging in global. In fact,聽summer of 2016 is when the U.S. will be getting this awesome feature.

So get ready for your close-up!

What do you think of MasterCard鈥檚 plan? Tweet us @BritandCo!

(Photo via Getty)