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The Cost of a Comfortable Lifestyle in These Major Cities Will Blow Your Mind

How much money do you need to make to live a comfortable lifestyle in major cities across the country? We often feel the pull of cities such as LA or New York City, which boast thriving restaurant scenes, arts and culture and nightlife. But it’s worth asking yourself whether you need to be, well, a rich Millennial to live without total financial stress in the city of your dreams. If you use the standardized 50-30-20 calculator created by Senator Elizabeth Warren to plan out where your paycheck is going every month (50 percent to living expenses/necessities for living, 30 percent for discretionary spending such as entertainment and shopping and 20 percent for saving), the answers may surprise you.


Financial planning website GoBankingRates has come up with a list of what 50 of the country’s biggest cities need in order to live a “comfortable” existence, and the list may surprise you. Of course, NYC and LA have higher incomes of $87,446 and $74,371 respectively, but would you believe that those aren’t even the highest incomes needed to live in a major city?

Not entirely surprisingly, San Francisco’s income need tops out the list at $119,570, while Tuscon, AZ is the lowest at $39,966. The good news is that the majority of US cities’ average income hovers around $40,000 a year, and the definition of “comfort” is so specific to each person that you could happily live in LA on an income of $39,000 per year depending on your lifestyle and desires.

Have a look to see if your city made the list, and if you are making it work with less (or more!).

Does income factor into where you live? Tell us @BritandCo!

(Photo via Getty)

Kat Armstrong
Kat has been a writer, social media maven and mom for longer than she's willing to admit. She's also spent time in front of and behind the camera, interviewing celebs, politicians and acting as a producer for fashion and artistic photography shoots. When she isn't writing for various orgs and publications, she's hanging with her kids, husband and French Bulldog, Peter, in Toronto, Canada.

Alright, folks. We've officially made it to fall. And if you haven't already started switching out your decor (as long as it's ready by Friendsgiving, right?) you still have time to do so. Draw inspiration from this round-up of new home products that includes harvest-inspired candles, cozy linens and textiles, and a v. practical piece of furniture. One scroll through these, and you'll have all the motivation you need to transition the seasons. Scroll on to start shopping.

Prism x LOREM Collection ($96+): Calling all Cali babes. The popular Long Beach boutique, Prism, announced a boho-fabulous collab with home decor line, LOREM, that we can't get enough of. Shop everything from plant hangers (eight options, to be exact) to artwork, all inspired by the very colorful vibes of the brands. If you were looking for a cheery way to tide you through winter, this. is. it!

Floyd Mattress (Price TBD): Fans of the cult-favorite Detroit-based brand will love their latest launch debuting on October 29. The highly-coveted Floyd Mattress will have the same made-to-last design and superior comfort as their other furnishings, tailored perfectly to fit the line's in-demand bed frame. Additional details for the mattress include a breathable foam material, highly-mobile packaging, and a low-profile design to secure your best night's sleep yet. Check back on the last week of the month to get one for yourself.

Dims 'Composed Vanity' ($595): Small space? No problem! Direct-to-consumer brand, Dims, is giving you a quick and stylish solution to your storage needs with their newest item that doubles as both a desk and vanity. The functional piece is made with non-toxic, chemical-free materials and can be assembled in seven minutes or less. Throw in four sleek shades to choose from, and this may just be your best purchase of 2019 yet!

Saatchi Art x The Citizenry Holiday Collection ($225+): Get ready to deck your walls this holiday season. Saatchi Art partnered with The Citizenry in a one-of-a-kind collection that features a curation of art across styles. Explore everything from modern to abstract creations in a selection so stunning, it's bound to spark a conversation at your next gathering.

NEST Spiced Orange & Clove Collection ($16+): If you haven't experienced the addicting aromas of the beloved NEST fragrance brand, this is the perfect time to get on board! The label recently released their latest scent — spiced orange & clove — just in time for all your gatherings. Inhale festive notes of orange pomander, spiced brandy, cinnamon, and gingered honey across their suite of candles and diffusers to bring all the good vibes to your home.

Bloomingdales x RiLEY Home ($19+): RiLEY Home gets millennials. So they teamed up with Bloomingdales to make shopping their selection more attainable than ever. Now, you can get in on long-lasting, luxurious staples like flannel sheets, bedding, printed throws, premium pet beds, and more, by shopping online and in-stores at the department store. (Trust us: These dream goods are ones you're going to be *glad* you stocked-up on.)

Italic Serene Towels ($12+): The luxury brand that prides itself on using the *same* factories namesake brands (like Calvin Klein and Lacoste) use, but without the price tag behind them, brings you a new product for fall. Treat yourself to Italic's ultra-soft towel set spun from fluffy, 100% Australian cotton, in a convenient set of six. Consider it the perfect indulgence after a long soak in the tub on a cozy FNI (Friday night in)!

Hyascent x Neiman Marcus ($169): 'Tis the season for a delightfully scented home. Warm your abode with scents like bourbon joy, cheeky rose and more in a unique diffuser that doubles more as decor than a fragrance-inducer. Fresh off the (online) shelves of Neiman Marcus, explore nine scents that last up to six months in a specialized hourglass holder. (Shhh! Your friends will never know the secret of why your place smells so darn good!)