Very few gifts beat a bouquet of fresh flowers. But a fresh arrangement only lasts a few days, or a week at best, and don’t even get me started on all of the possible combinations of blooms! Unless you’re a professional florist, arranging or even choosing a bouquet can be insanely intimidating. So instead of breaking the bank on a bouquet, opt for inexpensive and quick DIY gifting instead! These DIY pressed flower coasters are the perfect, modern spin on the traditional bouquet and make great hostess gifts. Lucky for you, we also made these Pressed Flower Coasters a kit! PSSST: Mothers Day is coming up — have you thought about what you’re getting her yet?
Keep your recipient’s favorite flowers in mind when looking for pressed flowers and these coasters are guaranteed to make your mom/boss/friend’s day!
(
available in our shop!):
— 4 x 4-inch glass tiles
— dried pressed flowers
— 1/4-inch copper tape
— E6000 glue
*Please note: our Pressed Flower Coasters kit features pretty pink flowers instead of these multi-colored ones.
Get your materials together (or purchase a kit!), and let’s get started!
Instructions:
1. Arrange the flowers on top of four of the glass coasters.
2. Secure the flowers down with a small dab of E6000 glue.
3. Sandwich the flowers with another glass tile.
4. Trim a 16.5 inch piece of copper tape and adhere it along the edges of the glass tiles. Try to center the copper tape as much as possible. This will help make the copper border look as clean and consistent as possible.
5. Press the excess copper tape down to create the copper border detail.
6. Run a smooth object along the copper tape to flatten any ridges that may have formed.
Each coaster will require two glass tiles. Make sure your glass tiles are as clean as possible by wiping them down with window cleaning solution.
Arrange the pressed flowers on the glass tiles. We liked how the touch of green adds a bit of contrast to the bright florals. Rack up some easy bonus points if you’re gifting these to someone by using their favorite variety of flowers ;)
When you’re happy with your arrangement, secure the flowers in place with a small dab of E6000 glue. Once you’ve finished gluing everything down, align the second glass coaster on top of the first to sandwich the flowers.
Cut a piece of copper tape to 16.5 inches. Carefully align the center of the tape along the edges of the two pieces of glass; this will help the copper border detail look as clean and consistent as possible. Applying the copper tape can be tricky, but luckily it is fairly forgiving. If you’re not happy with the positioning of the tap, just gently lift it off and try again.
Then fold the excess tape over to create the copper rim detail and to secure both tiles together. Run a smooth object along the copper tape to flatten any ridges that might have formed.
Repeat these steps for your remaining tiles, and you’re finished!
That’s all it takes to make the perfect gift for hostesses, girlfriends and moms alike! These coasters are so beautiful, there’s no excuse not to use one.
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com
The opinions expressed in this commentary are those of the author and may not necessarily reflect those held by Kestra Investment Services, LLC or Kestra Advisory Services, LLC. This is for general information only and is not intended to provide specific investment advice or recommendations for any individual. It is suggested that you consult your financial professional, attorney, or tax advisor with regards to your individual situation. Comments concerning the past performance are not intended to be forward looking and should not be viewed as an indication of future results. Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. O'Keeffe Financial Partners and any other entity listed herein is not affiliated with Kestra IS or Kestra AS Investor Disclosures: https://bit.ly/KF-Disclosures