You know the feeling. The one you have when you’ve gotten a recent swag haircut n’ style and your hair looks… too perfect. Chances are that new ‘do you were unsure about on the first day is one you’ll actually fall in love with when you wake up the next, once you’ve gotten a bit of texture and more natural movement to it. So, to get that pillow-kinked look, you can A) nab the last salon booking of the day and head straight to bed (with Netflix to keep you company) or B) fast forward to second-day hairstyle perfection with hair products that will mess up your mane just enough. Below, we’ve listed our 10 favorite products that make second day hair a reality in the blink of an eye. Scroll on for the fast track to enviable next-day locks.
1. Oribe Dry Texturizing Spray ($44): This do-it-all spray is a cult fave for a reason. Part dry shampoo, part texturizing wizard, this fab product will give your hair instant lift and hold. Simply spritz a bit of this on your roots and play around with your locks to make them look effortlessly messy and chic.
Yarok Feed Your Hold Style Sustaining Hair Spray
you want, using a hair spray that creates an effortless, touchable hold. This natural spray keeps your hair in place without the use of alcohol, so your ‘do will stay happy and healthy while still looking totally lived in.
Amika Beauty Undone Texture Spray
too perfect, let this texture spray comes in to play. Just a few mists of this concentrated formula at the roots of your hair will add that volume, texture and style you desire, leaving your new ‘do looking perfectly un-perfect.
4. Christophe Robin Regenerating Hair Finish Lotion with Hibiscus Vinegar ($48): Not into dry shampoo? We recommend a few sprays of this multi-tasker if you’re looking for something a little different. The leave-in lotion hydrates your locks while soothing your scalp, allowing you to give your hair a little more of the shine and body you desire.
5. Captain Blankenship Mermaid Sea Salt Hair Spray ($24): Whatever the season, mermaid-inspired locks are often what #hairgoals are made of. Give your tresses some tousled waves with a formula that’s infused with hair-loving aloe vera, as well as divinely scented notes of rose. Trust us, your hair will thank you.
6. Drybar Detox Dry Shampoo ($23): This dry shampoo won’t weigh you down — quite the opposite, in fact, with this lightweight, hard-working formula. Your mane will feel light, clean and be left with some hair-raising volume that’s sure to impress.
Bumble and bumble. SumoTech
all three. With just a dime-sized dab of this hair superhero, you can mold your newly-cut tresses into whatever style you desire.
8. Verb Ghost Hairspray ($14): As you might have guessed from the name, this is one seriously lightweight hairspray. With just a spray or two of this powerful formula, you can give your hair weightless hold as well as touchable texture. Basically, it’s your dream hairspray.
9. R+Co Badlands Dry Shampoo Paste ($28): Your typical dry shampoo gets an upgrade with this innovative hair paste. The formula brings with it all the usual benefits a dry shampoo (texture, hold and volume), but because of its different makeup, gives you a whole lot more flexibility for application.
10. Not Your Mother’s Beach Babe Texturizing Sea Salt Spray ($6): We can definitely get on board with beachy waves in the dead of winter, especially when it comes at a price that won’t make our wallets weep. A new cut usually comes with ultra-soft locks, so spraying a bit of this sea salt-infused formula through your mane will give it some much needed hold and wave.
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
Kobu Agency for Unsplash
You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com
The opinions expressed in this commentary are those of the author and may not necessarily reflect those held by Kestra Investment Services, LLC or Kestra Advisory Services, LLC. This is for general information only and is not intended to provide specific investment advice or recommendations for any individual. It is suggested that you consult your financial professional, attorney, or tax advisor with regards to your individual situation. Comments concerning the past performance are not intended to be forward looking and should not be viewed as an indication of future results. Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. O'Keeffe Financial Partners and any other entity listed herein is not affiliated with Kestra IS or Kestra AS Investor Disclosures: https://bit.ly/KF-Disclosures