Bye, Contouring! Strobing Is the Next Big Makeup Trend to Try
Here’s the thing: contouring can look awesome, but it can also be oh-so-complicated, not to mention super intimidating to those of us who aren’t necessarily major beauty buffs. Maybe you’ve tried it and ended up looking like Amy Schumer in her recent viral video, “Girl, You Don’t Need Makeup” or maybe you finally figured out the right way to blend after an hour and a half of trial and error. Regardless, it’s not the easiest skill to master. If you’re interested in defining your features a bit more but don’t necessarily have the time and energy to paint your face ten different colors before you’ve even had a cup of coffee, we’ve got some good news. There’s a new technique that’s taking over makeup counters everywhere. Introducing: strobing.
Strobing is a process that enhances your features using only a highlighting product and natural light, which means you’ll be able to make those cheekbones stand out without caking on layers upon layers of foundation. In her video explaining the technique, beauty vlogger Missy Lynn explains that you can use a highlighter, illuminator or iridescent pigment to strobe. MAC Cosmetics also has a strobing cream ($33), which is designed for this exact purpose.
Once you’ve settled on your lightening product, you’ll apply it to the areas of your face where light would naturally hit: the highest point of your cheekbones, the bridge of the nose, the center of your forehead and along your cupid’s bow. If you want to go all out you can also strobe the inner corners of your eyes, your brow bone and your chin.
Missy Lynn explains that you can either mix an illuminating product into a matte foundation for an overall dewy look or you can simply apply foundation as you normally would and then strobe the areas of your face that would attract light afterward. If you’re prone to oily skin, Missy suggests you skip strobing in places like the chin and T-zone. If the look gets a little too intense, simply use a sponge to lightly dab a little foundation on top of the highlighted areas for a more subdued effect.
And really, its a simple as that. Contouring, it was fun while it lasted, but it looks like we just might be breaking up with you for good. It’s not you, it’s us. Actually, scratch that. It’s most definitely you.
Have you tried strobing before? How did it work for you? Share with us in the comments below.
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com