DIY Basics: Gold Patterned Cactus Planters
Have the itch to get crafty after all those creative DIY planters we posted? This ought to solve that! We have an easy DIY for you today to make planters using cacti and one of our favorite materials: gold paint.
We go crazy for gold paint on almost anything; you have probably seen us use it on past projects like these adorable gold animals and these gold tipped ballet flats. So get out your trusty gold paint and let's get going on these awesome cactus planters.
– Gold Leaf Paint (available at most craft supply stores such as Michael's)
You can use any cactus or succulent your local gardening store has in stock, but you can see we choose to use some fun neon ones as well as some crazy balloon shaped ones.
To create the stripes (we're digging nautical stripes for hot spring and summer fashion), simply wrap painters tape around the vase and use a sponge brush to paint the gold on the white areas.
To create the diagonal stripes, apply the painters tape in a diagonal and then paint in between just the middle white space created on each side. Feel free to create your own patterns using the tape.
To create the perfect polka dot pattern, use a ruler to mark off every inch on each side of the vase so you have even horizontal rows. Then along the first of those rows, mark a little star at the odd numbered inches (1 inche, 3 inches, & 5 inches).
On the next row, mark a little star at the even numbered inches (2 inches and 4 inches). If your vase is bigger, you could continue these markings based on those patterns.
Then load your circle sponge brush with gold paint and stamp it at each star. After they dry, erase any pencil marks still showing. Pro tip: press, hold, and slightly twist the brush in place to guarantee perfect paint coverage for each circle.
Don't they look awesome all on their own? You could fill yours with anything – fresh cut flowers, pencils, serving utensils, candy – the options on endless.
To plant yours with succulents like we did, put a scoop of pebbles at the bottom of each (to drain the water from the soil), then a scoop of cactus soil.
Next up, carefully empty your cacti from their containers. Don't prick yourself! Gently break apart the soil and roots a bit to help it grow into it's new home.
To finish your planters, pour cactus soil around any empty space and place white gardening pebbles on top.
All done! Just make sure they get a few hours of sunlight and water them about once a week. These are cacti – so don't overwater :)
These look great anywhere, but one of my fave things about this gold paint it reflects light. It will bounce back the light of any nearby tea lights or candles beautifully creating instant party ambiance. We wouldn't be able to show you this party ambience (or any of these other images for that matter) without a great photographer – so many thanks and big hugs to Chelsea Mitchell for capturing these lovely images to show you!
What other patterns did you come up for painting your planters? Did you put anything else in them besides succulents? Talk to us in the comments below.
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com