Travel in Style With These 22 Blogger-Approved Looks
So you wanna be a chic tourist? Don’t we all?! Since packing the entire contents of your wardrobe into one itsy bitsy suitcase isn’t humanly possible (we wish!), you’re going to have to rely on your master coordinating skills to churn out outfits on the daily. Between meandering along cobblestone streets and going for late-night gelato runs, we’ve got you covered with 22 standout blogger inspired looks. Au revoir!
1. Prints: Folks, here’s proof that wearing lots of color pays off. Never have we laid eyes upon a dress this rad. The juxtaposition of bright yellow and cerulean blue, the prim-and-proper collar. Do you see what we’re seeing?! Your trip photos are going to be magazine-worthy. (via Lovely Pepa)
3. World-Class Traveler: If you’re anything like Aimee Song, blogger behind Song of Style, then you never know who might be waiting to snap your #ootd. Cue impeccable leopard print coat, sequin tee and sky-high booties. (via Song of Style)
4. All-Around Fashion Gal: A trusty scarf that can be tied a handful of ways will be your secret to pulling off an outfit that screams, “Oh, this old thing? I just effortlessly threw it on.” (via Gal Meets Glam)
5. Parisian Chic: As it turns out, it’s not so hard to emulate a perfect little French girl after all. Throw on a chunky knit cardigan, stripes and a beret — and before you know it, tourists will be asking you for directions. (via Polienne)
7. Borrowed from the Boys: The thing about being a chic tourist is that anything and everything goes… even a boxy blazer and miniskirt combo being so expertly modeled by The Man Repeller, Leandra Medine, herself. (via Man Repeller)
18. Hello, Gauchos: If you spotted a majestic purple skirt, then boy did we fool you! Those are purple gaucho pants you’re looking at, paired exquisitely, might we add, with a striped tee, two-toned booties and a black hat. (via M Loves M)
19. Sporty: Who says that you can’t be sporty, chic and comfortable when walking miles upon miles? Stripes and sneakers are considered a major DO in our book, especially when paired with a daring red moto jacket. (via Polienne)
20. Back to Basics: It’s hard to hate on leggings with an outfit that looks this cute. Follow in the College Prepster’s footsteps by throwing on a cozy merino sweater (with pockets!) and ballet flats, and don’t hesitate to top it off with a polished bow headband. (via College Prepster)
21. All Aboard!: The fashion gods have spoken: This entire look is utterly ah-mazing. From the charming floral frock to the polka dot tights and vintage flats, we’re speechless. (via Classy Girls Wear Pearls)
22. Ladylike and Classic: Watch out Alexa Chung, fashion blogger Paulien is about to give you a run for your money! Classic Mulberry bag and all, Paulien’s outfit strikes the perfect balance between girly and tomboy. (via Polienne)
Which blogger-inspired look will you be donning the next time you find yourself touring Europe? Leave a comment below!
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com