12 Concepts for the iPhone 6 We Hope We See IRL Tomorrow
The day is (almost) finally here! The moment you’ve all been waiting for, whether you’re a tech geek to the extreme, or just dying for an upgrade you’ve had September 9 starred, circled and underlined on your calendar for Apple’s iPhone 6 announcement. After months of rumors, leaked photos and tons of (mis)information about Apple’s next money maker, we’re just DYING to know: What will the new phone actually look like? We collected some concepts and ideas that, believe it or not, are making us even more excited for the new phone. Even if the real deal doesn’t look anything like the below, it’s fun to dream isn’t it?
1. A Simple, Clean Interface: This colorful concept shows one of the most common ideas floating around: a wraparound screen. Here, the buttons on the side change depending on what app you have pulled up on the front. Love the idea, but we see a lot of pocket calls and mistake tweets happening (eek). Fine, fine, so this may be more of an… iPhone 8, but we think this might be the most dreamy concept we’ve clicked across. (via Design Modo)
2. Just Like The Old Phone, Only Bigger: One rumor that seems to be accepted as pretty standard fact by now is that the phone will come in two sizes: 4.7 inches or 5.5 inches. The latter, for reference, is closer to an Android size than anything yet offered by Apple. The only downside to this concept is nothing else seems to have changed but the size of the phone. Guess we’ll have to wait to unlock its secrets once it’s finally released. (via BGR)
3. New Ways To Keep in Touch: iOS 8 is bringing plenty of new updates along with it. In fact, we wrote an entire roundup of them. But one of our favorites is the new chat management, which allows you to mute, name and set chats to “do not disturb” mode. This beautiful design shows just how that might look on the new phone. It’s simple, clear and just as easy as you need it to be. Tell all your friends. (via Mirror.Co and Design Modo)
4. Rounded Edges: While some concepts are touting the wraparound screen and seamless design, others are just envisioning a more “Android-looking” phone with beveled edges, a larger screen and dark metals. This concept kind of looks like a hybrid between a Windows Phone, Android and iPhone rolled up in one. If Apple is trying to straddle the market for all three with a design similar to this, they may have a winner. (via Mark Pelin Design)
5. Super Slim and Sleek: This sleek iPhone concept might be too thin to even build, but that doesn’t stop us from loving this high-style concept. Even better, the thin display incorporates your surroundings into “transparent” wallpapers using tiny cameras, alerts you when you need to charge your battery and features those awesomely clear retina displays. It may not be realistic, but gosh it would be cool if this could be more than just a dream. (via SCAVids)
6. A Holographic Display: Just when you thought the iPhone 6 concepts couldn’t get even more like a science fiction movie, here comes the holographic phone. This concept imagines holographic projectors on either side of the phone, illuminating from the sides of the physical display. The idea is that it could be used for gaming, checking images or even as a holographic keyboard. We say: totally freaking cool (via Set Solution)
7. Glow in the Dark: Need to find your phone in the dark? This concept adds in a feature called Nightlite, which illuminates your home button, bezel and Apple icon as soon as it gets dark. And that icon might actually keep you from missing your important notifications; it will light up when your phone is face down to let you know about new messages. You’ll never have to miss a text again, unless of course you want to. (via CIP)
8. Airy Light: This iPhone 6 “Air” model goes back to the glossy glass back of the old iPhone 5, but that’s where the similarities end. Matte metal edges and edge-to-edge display make this idea more of a mashup between a Retina display iPad and an older phone. With that larger screen and flat design however, it’s all new to us and we’re loving it. (via NWE)
9. It Comes With A Companion: As awesome as some of these new concepts may be, it would still be hard to find a way to lug a 5.5 inch monster phone everywhere you go. That extra weight could drag you down, which is why Apple is rumored to be releasing the iWatch, too. While this addition might not be available until 2015, it’s said that it will make it easier for you to run small tasks, like texting, turning on a health tracking app even paying for your next cuppa Starbucks without needing to reach for your phone. We love this sleek pairing and envisioning how the two pieces of tech could flow together. (via Martin Hajek)
10. Ready to Go Dashboard: Another gorgeous concept art features a ready to go dashboard for all your data processing needs. We love the bright neon colors that keep the design of the graphs sleek and sharp. Add to that a meticulous organization and easy to read design, and we think this phone is the next essential work tool. (via Design Modo)
11. Colored and Curved Cases: This concept reminds us a lot of the Nokia phone that came out a few years ago, which featured a clear glass screen surrounded by a durable, colorful case. We love the iPhone’s classy white and rose gold version in this artwork, which also includes tapered edges, a thinner body, and a cleanly illuminated home button. (via Martin Hajek)
12. It’s Got Eyes?: Your selfie/instagram/hyperlapse/video taking game might be getting a major boost. Rumors are swirling around about the new camera’s ability to process more megapixels than ever before. This concept artist imagined what such a camera would look like, and came up with tiny “eye”-like lenses that extend to take photos. Click the link to see the cool technology in action. (via CIP)
13. It’s Ready to Be Your Home Keeper: The next operating system for the iPhone, iOS 8, will feature an entire kit to help you sync your phone to smart appliances and settings around your house. This bonus concept takes that idea and runs with it, exploring how your phone could possibly connect to your thermostat and A/C, or automatically unlock your house depending on where you are. How’s that for mobile security? (via Martin Hajek)
Are you as eager as we are to see if the rumors are true? Can’t wait for the new iPhone 6? Let us know below!
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com