17 Matching Crop Top Sets That Rock
One of our favorite things is when trends build off of one another. It means you get to rock your awesome clothes for another year! We already know that crop tops are back in a big way, but this year they’re bringing along a new best friend — matching bottoms. Gone is the need to go through the trouble of finding something that matches your top, because these sets are, well, all set for you to wear. We’ve got 17 examples of this fabulous trend that are just waiting to be ogled at.
1. Forever 21 Romantic Rose Skirt Set ($25): While floral prints may often seem like a safe choice, this fun and flirty set definitely challenges that notion. Add a leather jacket and it’s the perfect combination of girly and edgy.
2. Pixie Market Scuba Girl Set ($40): This set is aptly named “Scuba Girl.” Not only does it mimic a scuba suit’s appearance, but it has the same slimming effect. It’s even sea green!
3. Style Camp Grace Crop Top + Skirt Set in Monochrome ($65): Made in the UK, this Style Camp set is both trendy and classy. The monochrome palette makes it suitable for many occasions, from a dinner party to a night on the town. Oh, and did we mention it’s handmade?
4. Pixie Market Anouk Florette Set ($76): A scuba crop top and a trumpet skirt? We’re lovin’ the names of these pieces as much as we love how they look. This light floral print is perfect for spring fashion.
5. Monica Lemon Dogtooth Crop Top + Skirt ($54): Dogtooth is the houndstooth of spring and summer. The neck of this crop top is simple enough for you to rock an amazing statement necklace or some bling-tastic earrings. Take your pick.
6. Tallulah Geometric Print Crop Top + Shorts ($69): You’ve got to admit, the paneling going on in this set is pretty amazing. Slip on some DIY arm candy and a pair of colorful flats and you’re good to go.
7. Style Camp Grace Crop Top + Skirt Set in Mint ($65): Mint is at an all-time high in the fashion (and culinary!) world, so the color combined with the crop top trend would make you the most stylish one around.
8. Lacey High Neck Ribbed Crop Top + Skirt ($54): Looking for a textured yet sleek set? You found it. This icy blue color along with the contrasting hemlines definitely make this look more expensive than it actually is.
9. Iona Abstract Floral Crop Top + Skirt ($36): We’re throwin’ it back to the ’90s with this spaghetti strap crop top in a mixed print. How rad are the abstract flowers on top of those crazy checks? We already know your answer — so rad.
10. Wind Chime Raised Collar Top + Midi Skirt ($280): You may be hesitant to purchase a full on neutral ensemble, but before you say anything, think about how great this would look with some crazy colorful necklace. Or maybe even a light patterned scarf?
11. ASOS Shell Top + High-Waisted Shorts ($109): Ahoy! Whether you’re out at sea or stuck dreaming of the beach, this nautical outfit will not disappoint. The sleek fabric and the stripes together kind of give off a Kate Spade-ish vibe at a more affordable price.
13. Zara Asymmetric Crop Top + Pencil Skirt ($160): This plain white duo is crying out for some color. It’s a blank canvas for you to decorate with anything you and your imagination desire.
14. ASOS Jacquard Crop Top + High Waist Pants ($137): Despite this jacquard print being busy, it manages to stay perfectly stylish in such a large quantity. In this case, too much of one pattern is still a good thing.
15. The White Pepper Boxy Crop Top + Midi Skirt ($176): Light and breezy fabric is beautiful in pale pink. You might not be sold on those chunky shoes, but we’re sure you have a pair of sandals to create the perfect outfit for a spring day.
17. Warehouse Textured Top + Skirt ($66): While crop tops may be a little too risqué for work, this set has that formal feel to it. The thick textured material makes it look like a skirt suit that took a trip down a more fashionable lane.
Got a favorite look? Chat about it in the comments below. Ready, set… GO!
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com