These 10 Shag Haircuts Will Get You So Excited for Fall Beauty
Fashion isn’t the only thing we’re borrowing from the ’70s. We’ve also been raiding the vintage hair salon archives for some cool new fall hairstyles, and there’s one that has caused some major blippage on our style radar: the shag. Now, this cut isn’t exactly the one that your mom, grandma or even dad used to rock. This look has been made modern by softening it a bit and adding color and curls, and women like Taylor Swift, Alexa Chung and Jennifer Lopez have been seen rocking the look recently. Here are 10 ladies wearing the heck out of the shag.
1. Ice Queen: We all remember when T-Swift shed her signature long blonde locks for this ice queen shag to usher in her own Good Girl, Gone (kinda) Bad era. This shorter look has a nice edgy feel to it, amplified by the sexy, sassy cut.
2. Great Lengths: This cut looks great no matter the length. The longer version featuring lots of layers gives you an easy, breezy, ’70s hippie vibe, perfect for all the fall knits, neutral colors and textured clothes.
3. That ’70s Show: Say goodbye to your mermaid ombre hair this #transformationtuesday by embracing your natural brunette hue and going for a retro change: a shaggy banged look.
4. Messy Shag: If you’re looking for a style that requires minimal morning effort (because these longer nights and shorter days are kicking our butt too), then this cut is the one for you. The messier you go, the better.
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5. The Squad Cut: Taylor Swift isn’t the only member of her squad to go for the shag. Model Karlie Kloss also went for a #throwbackthursday ’70s cut, but opted for a natural-looking dye job instead.
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6. Back to Black (and Lime): Complicate your short shag cut in the best way possible by adding ombre lime tips and a cool geometric undercut. Tattoos and leather jacket optional.
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7. Basic Brunette: Color, highlights and balayage are fun, but this kind of layered haircut doesn’t need all those bells and whistles to rock. Let your gorgeous brunette hair shine through with a textured bob.
8. Princess Peach: The name of this shade is peach, but the color IRL is more like a beautiful rose gold that perfectly mimics autumn sunsets. These barrel curls just accentuate the beautiful hue.
9. The Alexa Cut: Alex Chung’s signature haircut, a messy lob shag, is the perfect cool-girl hair. It’s totally unfussy and laid back with baby highlights. This shoulder-grazing cut is perfect for fall, when your focus in on pumpkin spice, not your big barrel curling iron.
10. Biker Cool: Instead of looking faded, this shag-a-delic haircut looks edgy AF. It will perfectly frame your face and your cool on-trend choker, and you wont have to stress yourself over finding matching earrings — the layers pack a punch on their own.
Looking for more fall hair inspo? Follow us on Pinterest for more amazing manes!
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com