
New York and Milan (and now Paris) have given us a fair share of fashion week hair moments. From next-level braids to streamlined center parts to the most enviable bed-to-runway hair, the oohs and aahs you hear as models turn on the catwalk as much for their set to perfection strands as it is for their outfits. DIY inspiration? Oh yeah. But even if you don’t have the time to recreate those designer-approved ‘dos, the shows have showered us with hair accessories that make even the most basic of hairstyles so chic just like that. Browse through the best of the bunch from all three fashion capitals then shop the 13 lookalikes to style out your hair just like a FW model.
1. Knotted Turban Scarf at Chloe Sevigny for O.C.: Actress, It girl and now fashion week designer Chloe Sevigny went school girl cool for her SS15 Opening Ceremony line. We love the mix-and-matched jumpers just as much as we do the knotted headband. Forget perfecting how to tie a bow and get the look with a twist scarf ($15), two-toned for extra punch.
2. Striped Headbands at Trina Turk: Trina Turk is thinking BIG when it comes to headbands (AND colors AND patterns) — wear your hair super straight with a thick striped headwrap ($4) and bring this retro styling into modern times with bright blue eyeshadow and a coral lip.
3. Metallic Wrap at Jason Wu: Truth: A ponytail cannot get chicer than this. Copy Jason Wu’s streamlined styling with a cuff ponytail holder ($20) that elevates your pulled-back strands whether they’re slicked back or tousled just-so.
4. Leather Headband at Pascal Milet: We’re obsessed with the idea of rocking a leather headwrap ($10). As Pascal Milet shows here, it gives immediate edge to an otherwise girly outfit for an entirely new take on feminine style.
5. Tied Back Scarf at Whit: Seriously, a tied back headscarf is now en vogue, especially if the one wrapped around your head boasts a punchy print like this one from Whit. Extra fashion cred if you match your patterned scarf ($11) to the shapes on your outfit, too!
6. Roses + Gems at Dolce & Gabbana: This is how a basic bun, pony or braid becomes the dreamiest ‘do ever. Take a cue from D&G and wear flowers in your hair with these colorful flower clips ($16) that you can cluster or scatter throughout your strands.
7. Spell It Out Headband at Jeremy Scott: See? Not all of Miley Cyrus’s craft-cessories are totally insane. This particular headband is playful, offbeat and tells it like it is — something we also feel strongly about come Party Time. This pink letter headband ($15) is primed for an appearance on the birthday girl’s dome.
8. Woven Scarf Bun at alice + olivia: The time has come in which we *do* suggest you, as an adult, buy a scrunchie ($11 for two). It just might be the easiest way to hack the look of a scarf-clad sock bun — be sure to choose one made of chiffon, polyester or something lighter to steer away from #tbt territory.
9. Hair Clips + Feathers at L.A.M.B.: Gwen Stefani’s hair clips and punk rock feather pairing may seem high-concept, but we think it’s a runway-level look that would translate beautifully IRL with just a few tweaks. Try adding a decorative pattern of colorful bobby pins ($10) onto one segment of a side-swept updo, and add in a feather hair clip ($38) as a final touch.
10. Crocodile Tails at Fendi: Fendi floored us with the introduction of its “crocodile tail” hair accessory, which seems to be some sort or tropical flower meets mega fringe hairpiece. Over-the-top? Totally, and we’re loving it. Go with an equally enormous floral hair clip ($14) if you heart it, too.
11. Pearl Headband at Erin Fetherston: Erin Fetherston pretty much nailed the pretty in pearls look, and it’s exactly how we want to be rocking the milky bauble this season. Follow suit with a just-as dainty headband ($28) you can wear with both your fall wedding outfit and favorite tee + jeans.
12. Tied Mini Bun at J JS Lee: The basic low bun gets the half-up treatment — a move *we* wish we thought of! — and then tied off with a twist. It’s a #hairhack waiting to happen — grab a twist scarf ($14) and get at it!
13. Jeweled Flower Crown at Bora Aksu: Bora Aksu’s opulent take on a flower crown has us swooning, ’cause there might not be a more gorgeous combination than petals and gems. Top off any ‘do with a rhinestone floral headband ($20) — even a messy topknot — and get ready to turn heads.
Which fashion week hair accessories are you itching to wear? Tell us about your favorite pieces in the comments below.
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com
The opinions expressed in this commentary are those of the author and may not necessarily reflect those held by Kestra Investment Services, LLC or Kestra Advisory Services, LLC. This is for general information only and is not intended to provide specific investment advice or recommendations for any individual. It is suggested that you consult your financial professional, attorney, or tax advisor with regards to your individual situation. Comments concerning the past performance are not intended to be forward looking and should not be viewed as an indication of future results. Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. O'Keeffe Financial Partners and any other entity listed herein is not affiliated with Kestra IS or Kestra AS Investor Disclosures: https://bit.ly/KF-Disclosures