Among life goals like foam rolling regularly after workouts, learning to love being single, or landing your first job聽as a manager, saving more money is a priority for a lot of us. We talked with Ashley Feinstein Gerstley of The Fiscal Femme to put together the perfect 10-step money cleanse that鈥檒l flush out all of your bad financial habits and keep you on track all year long. Read on to cash in and start saving like never before.

Business woman working at home

1.Find your motivation. Gerstley tells us that the first and (most important!) step to kicking off your money cleanse is to identify your motivation for getting financially fit. 鈥淲hat will you get out of it? Why do you want to do this?鈥 she asks. It could range from not wanting to live paycheck to paycheck anymore (the stress!) or saving for a down payment on a house. Your answers will drive the positive steps you鈥檒l take to your financial wellness.

2.Make the time to budget weekly. Gerstley says, 鈥淥ne of the most common reasons people tell me they don鈥檛 make progress with their money goals is that they don鈥檛 have time.鈥 She agrees that time is limited but reminded us that it鈥檚 all about *what* we pick as priorities. 鈥淭hink back to your motivation,鈥 she instructs. 鈥淚s it worth making the time for a money cleanse? If it is, put aside time in your calendar each week to give your money some love.鈥

3.Share your money goals (however awkward at first) with your dream team. Everything is more fun when you do it with the people you love! 鈥淚 highly recommend doing your money cleanse with buddies,鈥滸erstley suggests. 鈥淎t the very least, enlist your friends, family, and colleagues for support. Money is something we don鈥檛 talk about enough because it can feel awkward. When that happens, the people we love most aren鈥檛 in on our money goals and can鈥檛 support us.鈥 She tells us that building a dream team means sharing what you鈥檙e doing with the people you spend the most time with. Strategizing with them can totally help you meet your goals.

Young couple using smart phone in cafe

4.Keep a money journal or excel sheet to become more aware of your money. Gerstley tells us that while technology has improved our lives in a ton of ways, it can still be tough on our wallets. 鈥淪wiping credit cards, hitting the 鈥榖uy鈥 button when online shopping, and hopping in and out of an Uber or Lyft without paying [in cash] might have separated you from where your cash is going,鈥 she wisely notes. Ready to reconnect with your cash? Gerstley says that one of the most effective ways to do it is to keep a money journal, where you write down (or type out) everything you spend and earn. 鈥淣o item is too small!鈥 she proclaims.

5.Go on a cash diet. Since credit cards and debit cards make it hard to really feel the implications of spending, Gerstley suggests considering a cash diet, which means taking out a set amount of money for different things in your budget and paying for them in cash. 鈥滻t鈥檚 a very different feeling to buy something with a credit card than to pay for it in cash,鈥 she swears. 鈥淛ust THINK about handing over all of those $20 bills.鈥

6.Only buy essentials (no, manicures don鈥檛 count) for one week. Like other resolutions or goals, a money cleanse is all about mindset. 鈥淲hen we let go of all the frivolous spending in our lives, it becomes really clear how much we already have. It鈥檚 also really eye-opening to take note of which expenses you miss and which aren鈥檛 really adding value to our lives,鈥 Gerstley says. Try giving up ALL non-essential spending for one week, then analyze what you can live without on the reg. Make the shift and your savings will grow so much faster.

Young woman taking money from cash machine during night out with friends

7.Consider your everyday spending triggers. 鈥淓nvironmental toxins are the people, places, and things that get the best of our spending,鈥 Gerstley explains. 鈥淭here could be a certain store that you leave spending much more than you intended or a friend that seems to cause you to drop extra cash.鈥 What to do? Plan for each event and reward yourself when you stick to it. And seriously consider avoiding Target when you just need toilet paper. Their colorful, organized products get us every time.

8.Notice what truly treats you. While you definitely deserve to treat yourself, it鈥檚 also super important to do it in a way that truly brings you joy, instead of mistakenly moving you further away from what you want most. 鈥淚f your biggest goal is to save for a vacation or get out of credit card debt, that鈥檚 the true treat. If you end up buying yourself 鈥榯reats鈥 throughout the year at the expense of what you really want, that鈥檚 not really a treat at all,鈥滸erstley cautions.

Worried young woman counting bills

9. Face the numbers. Hopefully, your money journal and cash diet will have you clear on where your money is going. Now you鈥檙e ready to take an annual view. Ashley says, 鈥淭he annual view is all about what鈥檚 coming in, what you want to put toward your money goals, and how much is left over to spend on your lifestyle. Things don鈥檛 line up quite yet? No worries! Gerstley promises, 鈥淓ven if this equation doesn鈥檛 work right now, it鈥檚 MUCH more important and powerful to face the numbers and know what鈥檚 happening with your money than to avoid it entirely. This way, you can do something about it early.鈥

10.Track and celebrate your success. Measuring your success is ultra-important when it comes to completing your money cleanse. Gerstley says to ask yourself how much you鈥檝e saved, how much closer you are to your goals, and how you鈥檒l celebrate mini-milestones along the way. 鈥淩ewarding yourself might feel silly or sound trivial but it really works,鈥 she says. 鈥淒on鈥檛 skimp on this last step. You鈥檙e worth it.鈥

Will you try a money cleanse? Let us know how it goes on Twitter @BritandCo!

(Photos via Getty)