WATCH: 13 Easy Hair Tutorials for Every Summer Activity
So you’ve mastered your everyday summer hairstyle and you’ve figured out how to beat the heat. But what about those days when you plan on doing more than just looking awesome? Fortunately, the savvy beauty vloggers on YouTube have some smart ideas to keep your ‘do in place for all those wet and wild activities you have lined up this summer. From your upcoming 3-day music festival to weekend beach adventures, these tutorials will keep you looking fresh so you can spend more time having fun and less time looking for a hair tie.
Beach Day for Curly Hair
2. 3 Easy Beach Day Styles: These three styles will keep your curly locks pinned back for those breezy days on the water. Plus they take almost no time to do, so they’re still lazy girl approved. (via tribecalledcurl)
Selfies at the Beach
3. 3 Quick + Easy Beach Hairstyles: Hey, sometimes you just want a day of lounging in the sun, drinking a refreshing beverage and snapping some cute pics with your friends. Ditch the standard ponytail and go a little more polished with these ‘dos. (via Courtney Lundquist)
Hitting up a Festival
4. Quick + Easy Half-Up ‘Do: We think Zoella’s right on the nose here. Day one of a festival is pretty much the only day you’re going to have clean hair, so keep it loose but off your face with this super simple style. Then go crazy with flower crowns and buns once it starts getting greasier. (via Zoella)
Going on a Camping Trip
5. Simple, Natural Camping Hair: Don’t bother trying to bring every single hair product when you go camping because you’ll have to carry it all on your back. This video goes over how to put just the essentials to use when you can’t shower for a few days. Think: dry shampoo, hairbands, bobby pins, barrettes and hair wraps. (via TypeF)
6. 1-Minute Bandana Hairstyles: Picnicking is already a super adorable date idea, so make sure you’re looking your cutest with one of these six styles that keep your hair off your face and lookin’ fly. (via Cute Girls Hairstyles)
4th of July Parties
7. Easy Side Braids and a Red Bandana: Speaking of super fly bandana styles, what better day to rock a red and white bandana than on Independence Day? Bethany also demonstrates a very easy face-framing style to top off your red, white and blue outfit. (via Bethany Mota)
Going for a Swim
8. 3 No-Heat Styles for Wet Hair: Knotted, chlorine-y hair is so not glamorous. Give your head a good rinse after some pool time, add argan oil and then style the wet hair with one of these ‘dos. Now you’re all ready to hit the pool bar. (via Belinda Selene)
At the Ball Park
9. Baseball Cap Hairstyles: Tired of the standard pony-through-the-back-of-the-hat look? Try out a curled low pony, French braid or messy bun, and your chances of ending up on the Jumbotron will double ;) (via Gillian Bower)
Pool Day for Curly Hair
10. Protection from Chlorine and Salt: Make sure you’re always protecting your naturally curly hair before swimming. Start with wet hair, condition, condition, condition and then add a hair oil (DIY recipe here!) to protect your locks from water damage. (via Naptural85)
11. 4 Summer Looks for Naturally Curly Hair: A sunny afternoon casually roasting hot dogs and playing cornhole means you don’t have to go overboard on style. Enjoy the easy, breezy backyard parties of summer with these four hairstyles that get your curly hair off your neck. (via RisasRizos)
12. Messy Bun: Even when you’re all set to go with your vacation mani-pedi and spray tan, it’s hard to feel glam on the plane when your neck pillow keeps ruining your hair. Create the perfect messy bun so that you will not live to regret the security photo they take at passport control. (via Kristen Sarah)
Cruising in a Convertible
13. Windy Day Hairstyles: Road trip with the top down? We’re in! But our hair is alllllll over the place. Get it under control with one of these styles, throw on your coolest pair of shades and hit the road. (via Luna Rose)
Which hairstyles are you going to rock on your summer adventures? Shout out your favorites in the comments!
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com