34 Stunning Napkins to Set Out for Supper
Maybe it’s because they remind us of our grandma’s kitchen, or maybe it’s because they bring the feel of a fancy, candlelit restaurant. Whatever the reason, there’s just something about cloth napkins that transforms an ordinary dinner into a special occasion. Whether you’re popping open the wine or filling up on sweet tea, these 34 napkins are guaranteed to elevate your next meal.
1. Polka Dot Napkins ($16 for 4): Make Monday night’s leftovers seem extraordinary next to these cheerful polka dot napkins.
3. Border Stitch Napkins ($19 for 4): Dress up your everyday suppers with these two-toned cloth napkins.
4. Splash Cotton Napkins ($59 for 4): Looking for a more abstract look for your table setting? Not only are these indigo napkins effortlessly chic, but they’ll also keep any pesky stains hidden.
5. Cloth Napkins ($6 for 2): Gold sparkly stars? We think you need these for your holiday table.
6. Paint Chip Luncheon Napkins ($26 for 2): With names like “She’s Crafty” and “My Goodness,” you’ll have your guests giggling over these faux paint chip napkins.
8. Thick Linen Chambray Napkins ($36 for 2): These simple chambray napkins will make your table an elegant place, no matter the occasion.
9. Yellow Chevron Napkins ($16 for 4): Cotton-y soft and sunshiny yellow, you’ll want to add these bright napkins to your dining room.
11. Fringed Edge Napkin ($16): The metallic lines in these fringed edge napkins will add that extra bit of sparkle your dinner table is missing.
13. Llama Napkin ($5): Invite these sleepy llamas to your dinning room table and add a pop of green to your decor.
14. ‘Tis The Season Cocktail Napkin ($8): With the vibrant colors on these festive napkins, they’re seasonally appropriate for any holiday event.
15. Feather Cities Napkin ($48 for 4): Are they feathers or sky scrapers? We’ll let you decide.
17. Country Critter Napkins ($20 for 2): Let your guests fight over who gets the rabbit and who gets the fox.
18. Night Sky Napkin ($10): Star light, star bright: With these napkins, your guests won’t be wishing for anything else.
19. Dots Dinner Napkin ($28): How much fun are these contrasting dotty napkins?
21. Sardina Napkin ($8): Speaking of nautical themes, how about these colorful fishy napkins? They’ll make you smile, whether you like sardines or not.
22. Ay Dinner Napkin ($24): It’s like a modern art piece for your lap.
23. Lines Dinner Napkins ($72 for 6): These screen printed napkins will definitely add a pop of color in between dinner and dessert.
24. Embroidered Andes Cocktail Napkin ($10): These napkins promise to take you straight to the Andes… floating in champagne bubbles, of course.
26. Sketch Napkin ($15): They’re simple. They’re un-fussy. They reference vintage linens. They are, therefore, perfect.
27. Modern Dots Napkins ($48 for 4): Printed dots in geometric patterns create a napkin that’s the best of both worlds.
29. Firework Napkin ($35): ‘Cause baby, these have fireworks. These napkins will give your table worth.
30. Plume Napkins ($32): These beautiful napkins are mix-and-match–able, which makes them invaluable.
32. Fine Linen Printed Napkins ($92 for 4): The dotty design on these napkins is suspiciously similar to our kitchen colander.
33. Heredia Napkin ($8): How can you say no to putting such an intricate, flowery napkin on your dinner table?
34. Light as a Feather Napkin ($5): Between the golden yellow, red and green hues, these napkins will take you through Thanksgiving and Christmas.
Do you use cloth napkins regularly, or only pull them out for special occasions? Tell us all about it below!
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com