40 Winter Accessories to Keep You Stylish All Season
Are you having trouble staying stylish under all those winter layers? We feel your pain. While our trusty hats will keep us warm, they may not be quite so photogenic. However, that doesn’t mean you’re doomed to frump-land until spring. We’ve hunted down some of the best winter accessories we could find to keep you looking fabulous andstaying warm.
1. Pop Stripe Beanie ($168): How often do you come across neon stripes on a winter hat? Take on those gray winter days with a pop of color on your head.
2. Chunky Cable Knit Sleeper Beanie ($20): This chunky beanie promises to keep your ears warm all winter long.
3. Birdseye Beanie ($46): A pink-patterned alpaca hat is just the thing to brighten up your outdoor style.
4. Braided Earband ($58): Reduce your chances of hat hair with an earband.
5. Pom Trapper Hat ($44): Who needs snow when you have snowy white pom poms on your hat?
7. Fat Albert Hat ($70): It’s simple. It’s straightforward. It’s one less choice you’ll need to make when going out.
8. Birdseye Knit Headband ($42): With three colors to choose from, we wouldn’t blame you if you got one of each.
11. Faux-Fur Earmuffs ($25): Get in on the faux-fur trend with just a touch of jewel toned fuzziness around your ears.
12. Faux-Fur Wool Trapper Hat ($42): If you were planning on spending your winter vacation in a wintery cabin, take this with you.
13. Knot Ear Warmer ($28): It will match your coat and you’ll look effortlessly chic during the snowball fight.
14. Chevron Pom Beanie ($58): They figured out how to make a classy chevron hat. What will they think of next?
16. Bestie Beanies ($10): Whether you’re going on a weekend trip, winter adventure or just to the grocery store, you and your bestie definitely need these.
17. Fairisle Scarf ($20): Here’s a scarf that says color and classic in the same breath. It’s perfect for a dinner date.
19. Red Check Knit Scarf ($20): Here’s a scarf that will likely send you into a fit of nostalgia. Remember pulling a tree across a snowy tree lot with your dad.
20. Cable Faux-Fur Pom Scarf ($30): Pom poms are the best. Why not add some to your scarf too?
22. Checkmate Scarf ($68): We think that Audrey Hepburn would totally have worn this scarf.
23. Milla Scarf ($35): We love this scarf because we need a little bit of Aztec print every day of the year.
25. Reindeer Scarf ($20): Perfect for those days when you’re sticking to good ol’ black and white, this reindeer silhouette scarf will keep you toasty.
26. Chevron Brushed Blanket Scarf ($148): Heeeeeeeeey. This chevron scarf matches that chevron hat. We call that a win/win situation.
27. Jaquard-Knit Scarf ($30): Check out the alpaca fringe on this patterned beauty. We’re in love.
28. Neon Multi-Knit Scarf ($35): Guys, it’s stripey and neon at the same time. Sold.
29. Albaron Gloves ($48): These bright gloves will certainly make up for the lack of blue sky during the winter months.
30. Double Layer Fingerless Gloves ($14): Don’t let winter keep your impressive collection of rings in hiding. Show off all that bling with these fingerless gloves.
32. Faux-Fur Mittens ($47): These are so cozy, you’ll end up getting some for everyone in the family.
33. Dogtooth Gloves ($48): Trust us, everyone is going to be asking you where you got these gorgeous gloves.
34. Fleece-Lined Mitten ($20): Mittens are cozy, especially when they’re lined with fleece like these beauties.
36. Convertible Mittens ($54): You wanted herringbone? We give you herringbone.
37. Polka Dot Gloves ($48): You know we can’t pass up a good set of polka dots. We definitely wouldn’t mind pulling these out of our coat pocket.
39. Flip Top Mittens ($48): When you’re looking for a bit of color, whip out these lovely ladies to warm your fingers.
40. Swiss Cross Fingerless Gloves ($44): We have a feeling we’ll be seeing these again next year.
Do you need a little winter accessories lift? Got any good finds to share? Share with us below!
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com