10 Ways to Grow Out Your Layers FAST
We’ve all been there. You went for the daring cut or tried out a new stylist, and wound up with a whole bunch of layers that just don’t work for you. Luckily, your hair will grow back. Unluckily, it’s gonna take some patience and some extra TLC. Good thing you have us to give you all the tips and tricks you need to get through this trying time. Read on, and before you know it, your hair will be long, luscious and all one length!
1. Superfoods for Super Hair: Time to hit up Whole Foods — just like the rest of your body, your hair needs some good nutrition. You want to make sure you’re getting enough Omega-3 fatty acids, zinc, vitamin A and biotin. Feeling lost? Just incorporate some extra salmon, oysters, eggs, sweet potatoes, avocados and almonds into your diet. Shopping list done! (via Beauty High)
2. Take Your Vitamins: NY Mag suggests a hair growth cocktail of Viviscal, Phyto Phytophanere, biotin and folic acid. The writer says it makes her hair grow two inches per month! At that rate, you’ll be layer-less in no time.
3. Get a Trim Regularly: We’ve all heard this advice, and if you’re like us, you might have thought it’s a little counter intuitive. After all, doesn’t cutting it make your hair shorter? Yes, but it also gets rid of your split ends, keeping your hair healthier and stronger, so it can grow faster. (via Sunnie Brook)
4. Brush Properly With Natural Bristle Brushes ($39): It might be time to ditch that colorful plastic brush. The synthetic materials can break and tear your hair. Instead, grab a ceramic or boar bristle one. Ceramic will smooth and shine, while boar bristles will distribute scalp oils throughout the hair shaft.
5. Ditch the Flat Iron, Opt for Rollers ($99): Wearing your hair stick straight will not only add to the damage, it will actually make your layers more visible as the ends of each layer will stick out. Instead, get retro with some hot rollers. They’ll add volume and movement while also twisting your frayed ends under where they’ll be less visible.
6. Pamper Yourself With Regular Scalp Massages ($15 and $125): Massaging your head will stimulate growth by increasing circulation. Use your fingers and some natural oils, or, for an extra boost, grab a scalp massager + invigorator and a restoring elixir oil blend.
7. Invest in a Great Dry Shampoo ($24): Growing out layers means getting down and dirty. You really want to leave your scalp oils alone to stimulate growth, so that means skipping a shower or two. Get through those days with a great dry shampoo.
8. Skip the Sulfates ($29): Sulfates, the sudsing agents in most shampoos, are actually commercial detergent agents that strip your hair of those oils we love so much. Opt for a gentler formula, like Living Proof, that will remove the dirt and product but leave the good stuff.
9. Condition, Condition, Condition! ($13): Between sulfate-laden shampoos, our intense relationships with our styling products and the normal wear and tear, our hair could always use some extra moisture. Weekly deep conditioning, like Shea Moisture’s new superfruit masque, will not only hydrate but help your hair protect itself against future damage. (via Mop Top Maven)
10. If You’re Really Desperate, Chop It Off: If your shortest layer is long enough, or if you’re willing to try another daring cut, you can always opt for the scissors. It’ll give you hair which actually has a shape and style, and let your growth journey start from scratch. (via Bella Sugar)
Are you currently trying to grow out your layers? What tips do you have to help speed up the process? Share in the comments!
Welcome to Selfmade Finance School, our new money series with Block Advisors to help small business owners with their tax, bookkeeping, and payroll needs year-round. This week, we explore the tax implications of bringing family members into your business.
The question for today is this: Does hiring your family members make sense for your business? Let me be clear. This is not a piece about whether hiring your family members makes sense for your relationships with those family members. As someone who is part of a family business, I could fill up a lot more than 600 words on my opinions about that. For today's purposes, we focus on whether it makes sense from an overall "good business and tax implication" perspective. As it turns out, there is a decent amount of tax nuance when it comes to employing your family. Let's break it down based on relationship to the employee:
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Spouses Who Are In Business Together
Personally, if I had to be in business with my husband, it would not go well. However, many couples build viable, strong businesses together and I say, good for them! Depending on how you have your business entity structured, it will make a big difference on the tax treatment of you and your spouse working as partners. Because a business jointly owned and operated by a married couple is generally treated as a partnership for Federal tax purposes, the spouses must comply with filing and record keeping requirements imposed on partnerships and their partners. The election to file two Schedule C (Form 1040) forms, (one for each spouse) permits certain married co-owners to avoid filing partnership returns, provided that each spouse separately reports a share of all the businesses' items of income, gain, loss, deduction, and credit. Under the election, both spouses will be subject to self-employment tax and on net earnings from self-employment and receive credit for Social Security earnings.
One Spouse Employs Another
If you have a dynamic where your spouse is an employee of your business, then your spouse's wages are subject to income tax withholding, Social Security and Medicare taxes. If you are self-employed (not a corporation or a partnership), your spouse's pay does not have to be included in your federal unemployment tax account (FUTA) contributions and payments. However, if your business is a corporation or a partnership you must include that spouse's pay in your unemployment tax contribution calculation.
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You Employ Your Child
First, let's be clear. I work in my family business, but I am an adult, so I am treated just like a normal employee. However, if you, for example, run a family restaurant and want to hire your children under 18 to work for you, there are some tax benefits. But first, you should check with your state for rules on how many hours minors can work (in non-agricultural jobs) and reference the Fair Labor Standards Act for information on limitations on the kinds of work children can perform.
"This is an often overlooked or under-utilized strategy. Paying your children for true services they provide in your business can be a powerful tax-saving tool," says Cathi Reed, Block Advisors Regional Director. "If you are a sole-proprietorship or single member LLC, and the child is less than 18 years of age, the business is not required to withhold FICA or payroll taxes. The child can use his or her standard deduction against income you pay."
You Hire Your Parent
Oh dear. If you are brave enough to do this, know that you will need to pay Social Security and Medicare taxes on your parent's wages and make the appropriate withholdings, but you don't have to pay unemployment taxes. Now all you have to do is convince your parent that you are the boss. Have fun with that!
Is Hiring Family Members Worth It For The Tax Benefits?
"There are some positive tax advantages to hiring family members. It's important to treat a family member like any other employee. Hiring your children can result in substantial savings for businesses. Make sure your child has real, age-appropriate work to do and a reasonable pay rate, comparable to other employees. Consult with a Block Advisors small business certified tax pro to ensure that you are complying with all requirements," advises Reed. "Block Advisors, a team within H&R Block, is dedicated to meeting the tax, bookkeeping and payroll needs of small business owners year-round. To start working with the tax experts at Block Advisors, visit blockadvisors.com."
In my opinion, you should not hire a family member solely because of the tax benefits. You should always hire based on whether that person is right for the job and keep in mind how this hire could materially impact your relationship with that person and others in your family. Finally, as I mentioned, make sure you have a tax professional on your team when making these determinations. As you can see, things can get a little tricky!
*All details were sourced from IRS.gov and blockadvisors.com